Expert Commentary

Captives

Captives and Employee Benefits

Michael R. Mead | July 1, 2010

Captives may offer employers a solution for compliance with healthcare reform. Michael Mead explains.

Builders Risk Insurance

Builders Risk Insurance: "As Their Interests May Appear"

Steven Coombs | July 1, 2010

Steven Coombs makes a strong argument that the clause is unnecessary and serves no useful purpose.

Liability Insurance

The Recall Expense Exclusion—When Your Ship Does Not Come In

Craig Stanovich | July 1, 2010

Craig Stanovich discusses the CGL sistership exclusion, its history and application.

Corporate Fraud Prevention

Five-Step Approach to Fraud Detection: #3 Be Alert to Symptoms

Scott Langlinais | June 1, 2010

In his 'Five-Step Approach to Fraud Detection,' Scott Langlinais shows how to ferret out collusion.

Reinsurance

My Reinsurer Is in Runoff. What Do I Do Now?

Larry Schiffer | June 1, 2010

Larry Schiffer discusses creative solutions being employed by ceding insurers and brokers.

Claims Practices

Insureds and Their Public Adjuster Nephew Punished for Adding to Damage after Legitimate Loss

Barry Zalma | June 1, 2010

In New Jersey, not only does crime not pay, but if caught, you may pay three times the damages. Barry Zalma relates the case.

Liability Insurance

Invisible Ink: The Duty To Defend When There Is No Duty To Defend

Steven Rawls | May 1, 2010

Steven Rawls examines caselaw surrounding the duty to defend uncovered allegations.

The Corridor Self-Insured Retention

Donald J Riggin | May 1, 2010

Also known as a bikini deductible, this little-used alternative risk transfer technique can be a valuable tool. Don Riggin explains.

Valuation of Insurance Organizations

The Value of Insurance Customer Relationships or Policies

Jeff Balcombe | May 1, 2010

Jeff Balcombe provides a conceptual framework for valuing customer-related intangible assets.

Construction Safety

Construction Project Risk Management

Peter Furst | May 1, 2010

Peter Furst reviews the basics of project management the elements, players, and relational model.