Expert Commentary
Latest Articles
Construction Safety
Seeking Synergy in Construction
TJ Lyons | June 27, 2025
The construction industry needs to be relentless in embracing technology, strengthening efficiency, and fostering injury prevention. TJ Lyons makes a suggestion.
Reinsurance
Out of Alignment: When Reinsurance Contracts Are Not Synced with the Policies Reinsured
Larry Schiffer | June 20, 2025
Larry Schiffer explains the importance of such alignment and why the appropriate attention to detail needs to be applied to avoid a misalignment.
Tech
AI Success Requires the Correct Fit and Buy-In
Damon Ranieri | June 20, 2025
Artificial intelligence (AI) can help when properly developed and implemented. Damon Ranieri explains.
Tech
Developing a Successful GenAI Strategy for Insurers
Paul Moxon | June 20, 2025
Paul Moxon discusses how insurance chief information officers can develop a holistic, value-driven generative artificial intelligence (GenAI) strategy to drive measurable business outcomes.
Design and Professional Liability
Contractual Indemnification Suit Not Barred by Statute of Repose
Kenneth Slavens | June 6, 2025
Kenneth Slavens discusses a 2025 Massachusetts case involving a university, an architect, and a tort claim for design and construction defects.
Actuarial
Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing
Gordon Thompson | June 6, 2025
Gordon Thompson discusses insurance pricing theory and methodology, focusing particularly on risk margins.
Courts and Coverage
Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling
Jes Alexander | May 30, 2025
The Oregon Supreme Court held that a commercial general liability (CGL) policy may provide coverage for construction claims against a general contractor, even where the underlying claim alleged only a breach of contract and not negligence. The court held that, despite the breach of contract labels, construction defects might have resulted from negligent conduct that a CGL policy would cover.
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
John E Putnam | May 30, 2025
This coverage is very much needed and often misunderstood. John Putnam explains the basics, limits, duration, benefits, and application.
Design and Professional Liability
No Immunity for Design Professional for Poor Highway Design
Kenneth Slavens | May 23, 2025
Ken Slavens relates a case holding that governmental approval does not eliminate the duty to exercise professional care.
Valuation of Insurance Organizations
2024 Insurance Year in Review and 2025 Developments
Todd Fries | May 23, 2025
Beneath the financial gains achieved in 2024 lies a rapidly transforming risk landscape in 2025. Todd Fries provides a synopsis of financial performance by line and role.
Reinsurance
Out of Alignment: When Reinsurance Contracts Are Not Synced with the Policies Reinsured
Larry Schiffer | June 20, 2025
Design and Professional Liability
Contractual Indemnification Suit Not Barred by Statute of Repose
Kenneth Slavens | June 6, 2025
Actuarial
Fair Premiums, Risk Margins, and Solvency Considerations in Commercial Insurance Pricing
Gordon Thompson | June 6, 2025
Courts and Coverage
Breaking Coverage Case—Oregon High Court Issues Major Construction Defect Ruling
Jes Alexander | May 30, 2025
Catastrophe Risk Management
Additional Living Expenses: A Critical Recovery Tool After Disasters
John E Putnam | May 30, 2025
Design and Professional Liability
No Immunity for Design Professional for Poor Highway Design
Kenneth Slavens | May 23, 2025
Valuation of Insurance Organizations
2024 Insurance Year in Review and 2025 Developments
Todd Fries | May 23, 2025