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Time Element

Business Interruption—What Does "Suspension" Mean?

Douglas Berry | November 1, 2002

Doug Berry examines the conflicting court opinions regarding the meaning of "suspension" when a claim for business interruption based on a partial closing is denied.

Design and Professional Liability

Design Disclaimers and Implied Warranties

Kenneth Slavens | November 1, 2002

Citing a recent case, Ken Slavens discusses the importance of precise language used in disclaimers that are part of design packages.

Surety

Corporate Execution of Surety Indemnity Agreements

Marilyn Klinger | November 1, 2002

Marilyn Klinger discusses the requisites for corporate execution of surety indemnity agreements, which are now back in vogue due to the hard market.

Eradicating Sales Call Reluctance

Appearance Is Everything

Frank Lee | November 1, 2002

In this article on Sales Call Reluctance, Frank Lee describes the Hyperpro and the obsession this person has with the appearance of success.

Construction Safety

The Value of Safety

Ron Prichard | November 1, 2002

In a continuing series on construction safety, Ron Prichard discusses why safety deserves placement in an organization as a value, and some of the obstacles to be overcome.

Employment Practices

The Sarbanes-Oxley Act of 2002: Expanded Whistleblower Protection

Paul Siegel | November 1, 2002

Paul Siegel discusses the employment-related provisions, procedures, and implications of the recently enacted "whistleblower" act, which became law July 30.

Environmental

The Environmental Risks of Residential Construction

Jeff Slivka | October 1, 2002

Has the emergence of mold as an insurance issue caused risk managers to lose sight of "other" environmental exposures associated with residential work? Jeff Slivka provides a list of other risk management concerns.

Environmental

Environmental Risk in Retail: Exposures and Solutions

Alan Bressler | October 1, 2002

Alan Bressler examines the environmental risks in retail operations and presents the relevant risk transfer products designed to mitigate these exposures.

Workers Compensation Issues

Can Workers Agree To Waive Workers Compensation Rights in Arbitration and Waiver Agreements?

Jim Pocius | October 1, 2002

Jim Pocius provides his response to the question: Would the Federal Arbitration Act supersede any workers compensation state law and allow these cases to be arbitrated?

Market Practices

What Constitutes a Full Underwriting Submission

Peter Polstein | October 1, 2002

Peter Polstein describes the elements that are included in a full underwriting submission, using a recent casualty renewal as an example