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Home Articles Expert Commentary

Expert Commentary

Latest Articles

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Cyber and Privacy Risk and Insurance

New Jersey Privacy Law: Application, Definitions, and Consumer Rights

Melissa Krasnow | May 29, 2024

In this three-part series, Melissa Krasnow discusses details of the New Jersey data privacy and security law.

Design and Professional Liability

No Expertise, No Testimony on Architect's Standard of Care

Kenneth Slavens | May 17, 2024

Relating a recent design liability case, Ken Slavens stresses the importance of making sure your expert truly is one when testifying on your behalf.

Catastrophe Risk Management

Collaborating To Prevent, Prepare for, and Recover from Wildfires

John E Putnam | May 17, 2024

John Putnam examines the importance of grassroots strategies to address the risk of wildfires, including bringing stakeholders and agencies with wildfire experience together to combat the problem.

Healthcare Professional Liability Insurance

London (Still) Calling for US Healthcare Risks

Charles Kolodkin | May 9, 2024

Charles Kolodkin provides an update on the London healthcare professional liability insurance market.

Actuarial

The Law of Large Numbers

Gordon Thompson | May 3, 2024

Gordon Thompson reviews the underlying risk theories that support risk diversification by volume and by time, providing numerical examples.

Captives

Risk Distribution: A History and the Law of Large Numbers Fallacy

Hale Stewart | May 2, 2024

Hale Stewart examines the origins of risk distribution and why the law of large numbers doesn't apply to insurance in the manner understood by the courts.

Builders Risk Insurance

Soft Costs and Rental Value Coverages Denied for Additional Named Insured

Steven Coombs | April 26, 2024

A recent case reveals potential problems with a builders risk policy when issued to a project contractor. Steven Coombs explains.

Subcontractor Performance Risk

Building a Construction Sustainability Team

Cheri Hanes | April 26, 2024

Folding sustainability requirements into construction is not an insurmountable challenge and can present new opportunities, per Cheri Hanes.

Commercial Property

Matching Problem in Property Insurance Claims

Catherine L Trischan | April 19, 2024

Whether coverage applies depends on the policy language, state statutes and regulations, and common law. Catherine Trischan explains.

Political Risk

Climate Change and the Insurance Crisis

Daniel Wagner | April 3, 2024

As the occurrence of natural disasters continues to escalate, US insurers are responding by refusing to write coverage for them. Daniel Wagner looks at the problem and possible responses.