Expert Commentary

Latest Articles

Security

When Was the Last Time Your Organization Had a Security Checkup?

David W Nicastro | May 1, 2004

David Nicastro explains the importance of periodically evaluating your firm's physical security exposure and how to properly build and maintain a good security program.

Intellectual Property

Avoiding Willful Infringement in Intellectual Property Litigation—Part 2

Sanford Warren | May 1, 2004

In this second of a 2-part article, Sanford Warren and Jack Richards examine what constitutes an effective non-infringement opinion under patent law.

Liability Insurance

Additional Insured Changes in the CGL

Craig Stanovich | May 1, 2004

Craig Stanovich discusses the new changes to the additional insured endorsements and the introduction of a limitation to the definition of 'insured contract' characterized by ISO as coverage reductions.

Environmental

Managing the Environmental Risk from Subcontractors

Jeff Slivka | May 1, 2004

Jeff Slivka and Mitch Cohen look at environmental risks posed by the many workers on the construction site and how to adequately manage these risks.

Time Element

Business Interruption for Denial of Access Revisited

Douglas Berry | May 1, 2004

Doug Berry discusses three recent court cases addressing the denial of access due to a civil authority order and the effect of particular policy wording on business interruption coverage.

Employment Practices

New Guidelines for Federal Workplace Drug Testing Proposed

Paul Siegel | May 1, 2004

The Department of Health and Human Services recently proposed new guidelines for federal workplace drug testing, including hair and sweat testing. Paul Siegel explains.

Political Risk

The Implications of Recurring Terrorism for Business

Daniel Wagner | May 1, 2004

In a discussion of the spread of terrorism, Daniel Wagner explains why it is crucial for governments and businesses to coordinate a definitive approach to creating a more secure environment.

Claims Practices

The Ethical Dilemma Caused by Fighting Fraud

Barry Zalma | April 10, 2004

Barry Zalma discusses the obligation to and dangers of reporting suspected fraud.

Reinsurance

Follow-the-Fortunes Updated

Larry Schiffer | April 1, 2004

In an update of a 2001 article, Larry Schiffer examines how some new reinsurance cases have interpreted the follow-the-fortunes doctrine in environmental and asbestos contexts.