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Expert Commentary


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Courts and Coverage

Distinguishing between the Exclusions

Brent Cooper | February 1, 2011

When addressing exclusions in personal lines liability policies, Brent Cooper says the substance of the exclusion is always critical.

Personal Risk Management

Collision Damage Waivers When Renting a Vehicle: To Buy or Not To Buy?

Jack Hungelmann | February 1, 2011

Jack Hungelmann gives 10 reasons why you should decline.

Environmental

Judgment Day Comes in Global Warming Litigation

Rodney Taylor | February 1, 2011

The Supreme Court will hear a landmark case on climate change emissions. Rod Taylor provides the details.

Captives

A Cautionary Tale about Captive Risk Distribution

Donald Riggin | February 1, 2011

Don Riggin discusses the portfolio theory and its influence on risk distribution.

Design and Professional Liability

Take Advantage of Project Excess Endorsements

Jeff Slivka | January 22, 2011

Jeff Slivka explains a cost-effective solution for handling requests for professional liability insurance.

Insurance Archaeology

Proving the Existence of Past Policies with Secondary Evidence

Douglas Talley | January 15, 2011

While presentation of secondary evidence is important, Doug Talley explains that it alone will not prove that a policy existed.

Personal Lines Claims

The Art and Skill of Analyzing Coverage

Elise Farnham | January 1, 2011

For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.

Political Risk

Managing Political Risk in the New Normal

Daniel Wagner | January 1, 2011

While international firms may seek investment in developing countries, Daniel Wagner warns to consider the political risk.

Claims Practices

Pleading the Fifth Can Forfeit Insurance Coverage

Barry Zalma | January 1, 2011

Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.

Liability Insurance

The Increasingly Complex CGL Policy

Craig Stanovich | January 1, 2011

Craig Stanovich examines rather obscure, yet important, coverage issues, such as the required degree of fortuity and the role of causation in coverage interpretation.