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Personal Risk Management

Insuring Liability Risks When Motor Homes or Trailers Are Used as a Secondary Residence

Jack Hungelmann | June 1, 2012

Using your motor home as a second residence? Jack Hungelmann advises buying cheap but effective insurance.

Property Insurance

Does Mold Constitute a Direct Physical Loss under a Property Policy?

Jay Levin | June 1, 2012

Under a property policy, mold has to cause tangible damage to be covered. Jay Levin warns that courts may interpret this narrowly.

Reinsurance

When Does "Incurred" Mean "Incurred" for Insurance and Reinsurance Purposes?

Larry Schiffer | June 1, 2012

Losses, obligations, expenses, and liabilities are incurred. Larry Schiffer explains what that means for insurance/reinsurance purposes.

Liability Insurance

Contractual Liability Exclusion—The Ball Is in Your Court

Craig Stanovich | June 1, 2012

Fifth Circuit tosses the CGL policy's subcontractor's exception to the "your work" exclusion. Craig Stanovich relates the case.

Liability Insurance

Punitive Damages—Setting an Example

Craig Stanovich | June 1, 2012

To say the CGL policy will never pay punitive damages is erroneous. Craig Stanovich explains.

Cyber and Privacy Risk and Insurance

Yawning in the Face of Privacy Risks

Gary Clayton | May 25, 2012

Gary Clayton says while often neglected, privacy and data security are serious issues requiring active executive involvement.

Employment Practices

States Move Swiftly To Protect Employees' Social Media Rights

Paul Siegel | May 1, 2012

Paul Siegel discusses court and state attempts to prevent employers from demanding employee log-in information.

Captives

The NRRA's Effect on Captives—What We Know

Donald Riggin | May 1, 2012

The Nonadmitted Reinsurance Reform Act deals with how surplus lines taxes on nonadmitted insurance premiums are levied. Don Riggin explains.

Current Trends and Issues

So You Think You Are a Professional: the Judicial Model of an Insurance Producer's Professional Status

Tim Ryles | May 1, 2012

The judicially imposed standard of care, writes Tim Ryles, cheapens the role of insurance providers.

Construction Safety

Conflict Resolution in the Construction Setting

Peter Furst | April 1, 2012

If anything is true about conflict, it is that it will occur. Peter Furst examines the emotional aspects, sources, and resolution styles.