Expert Commentary
Latest Articles
Liability Insurance
When Negligent Conduct Does Not Constitute an Accident
Jill Berkeley | March 1, 2000
Jill Berkeley looks at how courts have answered the question of when does negligent conduct constitute an accident, and when does it not.
Property Insurance
Closing the Gap in Florida Windstorm Coverage
Douglas Berry | March 1, 2000
A number of all-risk insurers have used their wind and hail exclusions to deny claims for interior water damage where there was no apparent opening caused by damage to the walls or roof. Doug Berry examines this coverage gap and efforts by the Florida Department of Insurance to close it.
Professional, D and O, and Fiduciary Liability
Key Coverage Options under Employment Practices Liability Policies
Robert Bregman | March 1, 2000
Bob Bregman provides the six key options that any purchaser of employment practices liability insurance (EPLI) policies should consider before buying coverage.
Workers Compensation Issues
A Review of the Longshore and Harbor Workers Compensation Act
Christine Fuge | March 1, 2000
Explore the intricacies of the Longshore and Harbor Workers Compensation Act and understand its impact on maritime employment and insurance coverage.
Insurance Archaeology
Insurance Archaeology: A Strategic Imperative for Policyholders and Insurers
Sheila Mulrennan | March 1, 2000
Sheila Mulrennan explains that even though it has become increasingly difficult for policyholders, insurers, and reinsurers to reconstruct their pre-paid historic insurance assets, it is more important now than ever.
Risk and Insurance History
How Umbrella Policies Started Part 1: Early Liability Coverage
Jim Robertson | March 1, 2000
Jim Robertson examines the origins of liability insurance, early policy limits, the first excess liability market, excess of loss reinsurance, direct U.S. placements at Lloyd's, excess coverage developments, and the emergence of self-insurance.
Property Insurance
Commercial Property Claims Handling: the Roles of the Claims Specialists
Linda Robinson | March 1, 2000
Discover how claims specialists play a pivotal role in commercial property claims handling and the unique services they provide to insurers and insureds.
Liability Insurance
Additionally Insured or Held Harmful?
Richard Rudolph | March 1, 2000
Use of the additional insured and the hold harmless clause approach without some other modifications to the CGL policy can result in a risk being ineffectively transferred or not transferred at all, contrary to the expectations of the parties. Richard Rudolph explains.
Reinsurance
Reinsurance Matters
Larry Schiffer | March 1, 2000
The quality of the reinsurance security purchased by the direct insurer is what helps to ensure that losses will be paid. Larry Schiffer looks at the reinsurance function, relationship, claims services, and fronting arrangements.
Political Risk
Russia in 2000: the Implications of Political Change in the New Millennium
Daniel Wagner | March 1, 2000
The implications of political change in Russia in the coming decade are profound, and the stakes are high. Daniel Wagner examines the political climate in Russia as a new president takes power.
Liability Insurance
When Negligent Conduct Does Not Constitute an Accident
Jill Berkeley | March 1, 2000
Professional, D and O, and Fiduciary Liability
Key Coverage Options under Employment Practices Liability Policies
Robert Bregman | March 1, 2000
Workers Compensation Issues
A Review of the Longshore and Harbor Workers Compensation Act
Christine Fuge | March 1, 2000
Insurance Archaeology
Insurance Archaeology: A Strategic Imperative for Policyholders and Insurers
Sheila Mulrennan | March 1, 2000
Risk and Insurance History
How Umbrella Policies Started Part 1: Early Liability Coverage
Jim Robertson | March 1, 2000
Property Insurance
Commercial Property Claims Handling: the Roles of the Claims Specialists
Linda Robinson | March 1, 2000
Political Risk
Russia in 2000: the Implications of Political Change in the New Millennium
Daniel Wagner | March 1, 2000