Expert Commentary

Latest Articles

Maritime Law

A Vessel Doesn't Have To Be a Criminal To Be Arrested: in Rem Admiralty Jurisdiction and the Supplemental Rules

Michael Orlando | November 17, 2001

Under maritime law, a vessel can be arrested to obtain jurisdiction and security for certain claims. Michael Orlando explores the basics of the different types of admiralty jurisdiction and what admiralty lawyers mean when they refer to "Supplemental Rules."

Terrorism Risk Management and Insurance

Attack on America: The Insurance Coverage Issues—Part 1

Robin Olson | November 1, 2001

In part 1 of this article, IRMI research analysts conclude that most property and casualty war risk exclusions do not apply to claims arising from the September 11 terrorist attacks on America. In part 2, they explore how other policy provisions are likely to be applied to these claims.

Terrorism Risk Management and Insurance

Attack on America: The Insurance Coverage Issues—Part 2

Robin Olson | November 1, 2001

In part 1 of this article, IRMI research analysts conclude that most property and casualty war risk exclusions do not apply to claims arising from the September 11 terrorist attacks on America. In part 2 they explore how other policy provisions are likely to be applied to these claims.

Property Insurance

What's New in the 2000 Edition ISO Commercial Property Forms: CP 10 10, CP 10 20, and CP 10 30

Linda Robinson | November 1, 2001

This article reviews the changes made in the 2000 ISO editions of the causes of loss forms: the basic, broad, and special causes of loss forms. A summary of the changes to these forms appears at the end of the discussion.

Cyber and Privacy Risk and Insurance

Is Computer Data "Tangible Property" or Subject to "Physical Loss or Damage"?—Part 2

Michael A. Rossi | November 1, 2001

In this second of a two-part article, Catherine Rivard and Michael Rossi address these questions and discuss the lack of a definitive answer by the courts. They also reveal some of the ways insurers are responding to the property and liability risks associated with computer data.

Time Element

Business Interruption for Denial of Access to Insured Property

Douglas Berry | October 1, 2001

Will your insurance cover you if a civil authority closes or denies access to your insured property due some natural or other catastrophe? Doug Berry explains how the answer depends on the policy language.

Professional, D and O, and Fiduciary Liability

Broader Covered Perils Leave Gaps in Covered Losses under EPL Policies

Robert Bregman | October 1, 2001

Policy modifications and actions can mitigate a policyholder's exposure to uninsured losses.

Surety

Bonding Tips and Tactics: Contractor Default Insurance

Rolf Neuschaefer | October 1, 2001

Rolf Neuschaefer examines default insurance—a recent development designed as a substitute for the traditional surety performance guarantee and discusses its shortcomings from a surety producer's perspective.

Additional Insured Issues

Who Provides the Defense in Construction Defect Suits?

Joseph Postel | October 1, 2001

Subcontractors' insurers must provide a complete defense to the developer/general contractor, but can they force others to pitch in? Joe Postel examines recent case law.