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Construction Safety

Site Assessments: Conducting a Site Assessment—Part 3

Ron Prichard | January 1, 2002

In this, the third of a four-part series, Ron Prichard discusses how to tackle the task of gaining information about a construction site by actually going on-site and determining what those working on-site think of the project and its progress.

Time Element

World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders

Daniel Torpey | January 1, 2002

Daniel Torpey and Jeffrey Phillips explain the challenges that a company filing a property or business interruption claim arising from the September 11 terrorist attacks will face in pursuing its claims.

Additional Insured Issues

Can an Indemnity Agreement Determine Who's Primary and Who's Excess?

Joseph Postel | January 1, 2002

Joe Postel explains that the answer is simple: not unless the indemnitee has a judgment for indemnity against the indemnitor, citing a recent California Court of Appeal case.

Construction Defect Coverage

Full Circle Regression: the New ISO "Your Work" Endorsements

Patrick Wielinski | January 1, 2002

In December, ISO issued two new endorsements for contractors' CGL policies eliminating coverage for property damage arising out of their subcontractors' defective work. Pat Wielinski examines the history and explains the problem.

Liability Insurance

The 2001 ISO CGL Revision

Jeffrey Woodward | January 1, 2002

Discover the key changes in the 2001 ISO CGL policy revision and understand how it impacts coverage for Internet exposures and other liabilities.

Reinsurance

If It Looks Like a Claim, and Sounds Like a Claim, Is It a Claim for Reinsurance Purposes?

Larry Schiffer | January 1, 2002

In this article, Larry Schiffer explains why a claim to an insurance company may not be a claim to a reinsurer, depending on the nature of the reinsurance provided.

Design and Professional Liability

Architects and "Design and Construct" Liability under the Americans with Disabilities Act

Kenneth Slavens | December 8, 2001

Another federal court of appeals has weighed in on the applicability of the ADA to design professions. Ken Slavens explains how the ADA liability exposure of a building designer depends on where the project is located, until a higher court rules on the issue.

Workers Compensation Issues

Three Management Processes that Help Reduce Workers Compensation Cost

Martin McGavin | December 1, 2001

The involvement of operations managers in the workers compensation cost control effort is vital to its success. Martin McGavin explains how measurement, cost allocation, and providing management information can assure their involvement and an environment where cost containment is an expected part of every operations manager's job.

Risk Financing Info

Financial Lines—The New ART Frontier

Brent Clark | December 1, 2001

Brent Clark explains how the blending of classic financial guarantee and surety markets with the alternative risk transfer ART field is resulting in the creation of a market willing to take a customized, problem solving approach to unique risk financing problems.

Workers Compensation Issues

The Continuing Impact of September 11 on Workers Compensation

Christine Fuge | December 1, 2001

It's been over 90 days since the attacks, and resulting WC payments are estimated to be over $4 billion. This article updates how the various state and insurance regulators are responding.

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