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Expert Commentary


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Design and Professional Liability

Higher Policy Limits for Specific Projects

David Collings | October 22, 2005

David Collings explains that architects and engineers do not need to avoid projects that require higher insurance limits. Other options are available, such as adjusting professional liability limits.

Internal Controls

Controls Design for Efficient Compliance with Sarbanes-Oxley's Section 404

Matthew Leitch | October 1, 2005

Well-designed internal controls can lighten the regulatory burden, reduce errors and fraud, and still leave people feeling like people. Matthew Leitch explains how.

Continuous Performance Improvement

Deming's Point #7 as Applied to the Insurance Industry

John Pryor | October 1, 2005

John Pryor discusses Dr. W. Edwards Deming's seventh principle: 'Adopt and institute leadership' and explains how he distinguishes leadership from management.

Liability Insurance

Auto Versus Mobile Equipment in the 2004 CGL—An Update

Craig Stanovich | October 1, 2005

Insurance professionals must make determinations whether "mobile equipment" is subject to motor vehicle registration and financial responsibility laws or compulsory insurance laws. Craig Stanovich provides advice.

Environmental

Manganism?

Jeff Slivka | October 1, 2005

Jeff Slivka explains why it would be prudent for organizations to add the Manganese exposure to their overall environmental risk profile to methodically analyze the risk and manage it.

Personal Risk Management

Identity Theft: A Personal Risk Management Approach—Part 3

Robin Olson | September 17, 2005

In the final installation of his series on identity theft, Rob Olson examines the types of coverage offered by insurance organizations and banks, and lists other reforms that are needed to address this risk.

Mediation

Six Ways To Sabotage a Mediation

Jeff Kichaven | September 1, 2005

A lawyer on the dark side can ruin a mediation in untold ways. In a tongue-in-cheek article, mediator Jeff Kichaven explains some of them.

Claims Practices

Claims in a Disaster

Barry Zalma | September 1, 2005

In light of the many natural disasters this year, insureds who have never had to deal with insurance claims adjusters are confused or intimidated by the prospect. Barry Zalma provides advice.

Reinsurance

Avoiding the Reinsurance Credit Risk

Larry Schiffer | September 1, 2005

The best-case scenario for a reinsured is to have its reinsurance recoverables secured to avoid any unnecessary credit risk associated with obtaining reinsurance. Larry Schiffer explains.

Maritime Law

ADA Applies to Foreign-Flag Cruise Ships—In Theory

Michael Orlando | August 20, 2005

In June 2005, the U.S. Supreme Court handed down a decision that is an important, although not total, victory for disabled persons requiring improved access on cruise liners relating to the American with Disabilities Act (ADA). Michael Orlando explains.