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Personal Risk Management

Government Programs for Uninsurable Chronic Medical Conditions

Jack Hungelmann | February 1, 2006

Jack Hungelmann discusses available government programs and how they can fit into a long-range insurance plan.

Political Risk

The Impact of Terrorism on Foreign Direct Investment

Daniel Wagner | February 1, 2006

Perceptions of terrorism risk have a great deal of influence on some investment decisions and very little on others. Daniel Wagner explains.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 2

Craig Stanovich | February 1, 2006

Craig Stanovich looks at the comparative liability of the named insured and additional insured.

Cyber and Privacy Risk and Insurance

Variations in "Fraud/Dishonesty" Exclusions in Tech/Media/eBusiness Policies

Michael A. Rossi | January 14, 2006

In conjunction with the Tech-eRisk 2006 Seminar, Mike Rossi continues his series on wording issues in newer liability insurance policies.

Internal Controls

Seven Frontiers of Internal Control and Risk Management

Matthew Leitch | January 1, 2006

In discussing his seven frontiers of internal control and risk management, Matthew Leitch looks at the importance of carefully designed and implemented risk control measures.

Captives

Investment Strategies for Captives

Michael R. Mead | January 1, 2006

Michael Mead discusses how captive premiums and reserves can grow over time and how these funds are held and invested.

Liability Insurance

Allocation of Damages for Ongoing Losses over Multiple Policies: Who Pays and How Much?

Steven Rawls | January 1, 2006

Looking at caselaw, Steve Rawls shows there is no uniform application of either trigger theories or allocation concepts.

Current Trends and Issues

How To Recognize and Avoid Health Insurance Fraud

Tim Ryles | January 1, 2006

Tim Ryles explains that being alert to insurance scams can be helpful in avoiding victimization at the hands of con artists operating through unauthorized insurers.

Courts and Coverage

Homeowners Policies and Acts of Self-Defense

Brent Cooper | January 1, 2006

Brent Cooper reviews court decisions on whether homeowners are protected by their liability insurance for damages from defensive acts.

Personal Risk Management

Insurance Products for Uninsurable Chronic Medical Conditions

Jack Hungelmann | January 1, 2006

The solution for those deemed uninsurable for most life, health, disability, and long-term care products is personal risk management. Jack Hungelmann explains.

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