Expert Commentary
Latest Articles
Construction Safety
Performance Management and the Human Error Factor: a New Perspective
Peter Furst | December 1, 2010
Peter Furst says management must move away from command and control, and instead foster trust, empower workers, and lead.
Terrorism Risk Management and Insurance
TRIA: It's Time to Examine New Terrorism Approaches
James Macdonald | December 1, 2010
As we approach the final years of TRIPRA, James Macdonald says the government would be wise to consider some fresh ideas.
Market Practices
Claims Administration—The Insurance Service
Peter Polstein | December 1, 2010
Pete Polstein stresses the importance of claims administration.
Reinsurance
Protect against Inflation with the Reinsurance Index Clause
Larry Schiffer | December 1, 2010
To stem the effect of inflation on long-tail claims under excess-of-loss reinsurance, Larry Schiffer says consider an index clause.
Claims Management
Controlling Claims Leakage through Technology
November 1, 2010
Proper use of claims systems, basic reporting analysis, and advanced tools such as predictive analytics can help reduce the ultimate cost of risk, per David Tweedy.
Environmental
Mold from a Covered Concurrent Cause Still Excluded
Kent Holland | November 1, 2010
A court rules no coverage where an anti-concurrent causation clause exists. Kent Holland explains.
Current Trends and Issues
Third-Party Vendors in Insurance Claims Investigations: A Framework for Evaluation
Tim Ryles | November 1, 2010
Tim Ryles provides a framework for assessing the conduct of vendors that provide claims services to insurers.
Time Element
Limiting the Interruption in Business Interruption
William Austin | October 1, 2010
Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.
Courts and Coverage
Appraisal under the Homeowners Policy
Brent Cooper | October 1, 2010
Brent Cooper describes the case law surrounding appraisals—their timing, objectivity, and impact.
Property Insurance
Requiring Repair before Insurer Pays Replacement Cost
Jay Levin | October 1, 2010
Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.
Construction Safety
Performance Management and the Human Error Factor: a New Perspective
Peter Furst | December 1, 2010
Terrorism Risk Management and Insurance
TRIA: It's Time to Examine New Terrorism Approaches
James Macdonald | December 1, 2010
Reinsurance
Protect against Inflation with the Reinsurance Index Clause
Larry Schiffer | December 1, 2010
Current Trends and Issues
Third-Party Vendors in Insurance Claims Investigations: A Framework for Evaluation
Tim Ryles | November 1, 2010
Property Insurance
Requiring Repair before Insurer Pays Replacement Cost
Jay Levin | October 1, 2010