Expert Commentary
Latest Articles
Courts and Coverage
DOI Certificate Bulletins Are Not "Regulations"
Richard Scislowski | September 1, 2011
Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?
Courts and Coverage
Trial of the Coverage Case—Part 2
Brent Cooper | August 20, 2011
Key elements of insurance coverage trials include choosing the insurer representative and voir dire. Brent Cooper explains.
Reinsurance
Reinsurance Terminology Explained: Bordereau
Larry Schiffer | August 13, 2011
Larry Schiffer demystifies reinsurance jargon.
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
Elise Farnham | August 1, 2011
Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)
Time Element
Business Interruption Losses in Economic Downturn
Michael Speer | August 1, 2011
Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)
Valuation of Insurance Organizations
Life Insurance Company Valuations and Interest Rates
Jeff Balcombe | August 1, 2011
Disintermediation could remain a risk to life insurance companies, potentially placing downward pressure on equity valuations, per Jeff Balcombe.
Personal Risk Management
Personal Risk Management: The Insurance Audit
Jack Hungelmann | August 1, 2011
Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)
Environmental
Emergency Response Costs in Pollution Liability Policies—How To Avoid Making an Emergency a Disaster
Rodney Taylor | August 1, 2011
Maximize the chance for a full recovery of emergency response costs by following these steps pre-disaster.
Corporate Aviation
Aviation Certification and Risk Management
Adam Webster | July 16, 2011
Whether your aircraft is flown under for-hire or private rules matters. Adam Webster explains.
Current Trends and Issues
Tennessee Supreme Court Deals Blow to "Duty to Read" and Broadens Agent Liability
Tim Ryles | July 1, 2011
In a recent case detailed by Dr. Tim Ryles, agents are labeled experts and are held to a higher standard.
Courts and Coverage
DOI Certificate Bulletins Are Not "Regulations"
Richard Scislowski | September 1, 2011
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
Elise Farnham | August 1, 2011
Valuation of Insurance Organizations
Life Insurance Company Valuations and Interest Rates
Jeff Balcombe | August 1, 2011
Personal Risk Management
Personal Risk Management: The Insurance Audit
Jack Hungelmann | August 1, 2011
Environmental
Emergency Response Costs in Pollution Liability Policies—How To Avoid Making an Emergency a Disaster
Rodney Taylor | August 1, 2011
Current Trends and Issues
Tennessee Supreme Court Deals Blow to "Duty to Read" and Broadens Agent Liability
Tim Ryles | July 1, 2011
