Expert Commentary

Current Trends and Issues

Just What Does "Amount of Loss" Amount to in Appraisal Clauses?—Part 3

Tim Ryles | December 1, 2014

Arbitration and appraisal have similarities but are fundamentally distinct. Dr. Tim Ryles examines specific language and court interpretations.

Reinsurance

Which Came First, the Insurance Policy or the Reinsurance Contract?

Larry Schiffer | December 1, 2014

Larry Schiffer explains there is no boundary to how a reinsurance contract may limit—or expand—coverage available to the ceding insurer.

What Is Your Unique Value Proposition?

Timothy O'Brien | November 7, 2014

To combat big insurer commodity pitches, agents should show how they provide service, not just a fast policy. Tim O'Brien explains.

Disability and Disability Insurance

Return-to-Work Best Practices: Roles, Responsibilities, and Outcomes

Marcia Carruthers | November 1, 2014

Whether you are just starting out or intend to upgrade a longstanding program, Marcia Carruthers says following proven best practice methods can ensure your success.

Construction Safety

Communication Insights for Supervision

Peter Furst | November 1, 2014

The supervisor is in a unique position, serving as the link between management and the workforce The successful execution of organizational strategy hinges on the effectiveness of the supervisor s ability to lead workers to enthusiastically engage in their assigned tasks.

Personal Lines Claims

The Claims Professional as Problem Solver

Elise Farnham | November 1, 2014

Elise Farnham provides six tips to help resolve claim situations in an efficient and economical manner.

Current Trends and Issues

In Praise (or Not) of the Appraisal Clause in Homeowners Policies—Part 2

Tim Ryles | November 1, 2014

Considering the web of delay inherent in the appraisal process, Tim Ryles wonders who benefits.

Current Trends and Issues

Appraisal Clause in Homeowners Policies—Part 1

Tim Ryles | October 17, 2014

Tim Ryles compares these provisions in four insurers' policies, pointing out how each handles the issue.

Construction Safety

The Role of Communication in Effective Supervision

Peter Furst | October 1, 2014

The supervisor has to be not only an effective communicator but also a relationship builder. Peter Furst explains.

Claims Practices

Texas Court Rules WC Is the Exclusive Remedy in CCIP Claim

Barry Zalma | October 1, 2014

Barry Zalma relates a case involving a crane collapse and a contractor controlled insurance program.