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Press Release

How to Draft and Interpret Insurance Policies Book Published by IRMI

Dallas, TX, October 5, 2010International Risk Management Institute, Inc. (IRMI), is pleased to announce the release of a new, second edition of How To Draft and Interpret Insurance Policies. This 280-page award-winning book uses plain English to guide legal and risk professionals step by step through the process of interpreting existing insurance policy language or drafting insurance endorsements or policy forms.

“This is truly a unique book that will improve the ability of any lawyer, adjuster, agent, broker, underwriter, or risk manager to quickly and correctly determine how a policy does or does not apply to a claim scenario or to draft bulletproof policy language that clearly conveys coverage intent. In fact, it should be part of the training program for any law firm associate who will be involved in coverage litigation as well as for brokers, adjusters, and underwriters," said IRMI president Jack P. Gibson, CPCU, CRIS, ARM.

How To Draft and Interpret Insurance Policies shows the reader how to apply a basic coverage analysis to look for overriding concerns. The book clearly explains what to look out for in terms of words, phrases, punctuation, and formatting, along with the negative and positive implications of specific wording. It then delves into more advanced coverage issues, such as the reasonable expectations doctrine, and how they affect legal analyses.

First written and published in 1999 by Kenneth S. Wollner, J.D., the second edition of How To Draft and Interpret Insurance Policies was rewritten, updated, and expanded by IRMI research analysts Richard J. Scislowski, J.D., CPCU, CIC, CRIS, and W. Jeffrey Woodward, CPCU, CRIS. These three legal and insurance experts share a combined 75 years’ experience interpreting and litigating insurance coverage. Additionally, the Virtual University’s Bill Wilson, CPCU, and Bill Fleming, RPLU, of the Doctors Company, served as expert reviewers for the second edition. This new second edition is now available in print format for $99 and, for IRMI Online access, $49 for individuals or $99 for small businesses. For more information about the book, visit or call 1–800–827–4242.

About IRMI

For more than 40 years, IRMI has helped our customers save lives and livelihoods as the premier provider of risk management and insurance information, tools, education, and training. IRMI helps risk management, insurance, and legal professionals make better decisions for their companies and clients with unbiased expertise and balanced, comprehensive content. 

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