Product Update

Uninsured/Underinsured Motorists Coverage Updates in Commercial Auto Insurance

Included in this Commercial Auto Insurance release are changes in uninsured/underinsured motorists (UM/UIM) provisions for Pennsylvania, New Jersey, and South Carolina. Pennsylvania's Superior Court ruled on Toner v. Travelers Home & Marine Ins. Co.; South Carolina added mopeds to the definition of motor vehicle for UM/UIM coverage; and New Jersey defined autocycle as a motorcycle.

Alaska will, as of January 1, 2019, require the auto policy to clearly state whether UM/UIM coverage is provided for injuries caused by a motor vehicle to pedestrians or bicyclists. The requirement is not that coverage be provided but the specifics of the coverage be clearly stated.

A revised form Nevada uninsured motorist coverage and medical payments coverage selection/rejection (IL U 020 07 18) has been issued to reflect new minimum limits for UM coverage effective July 2018.

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