Product Update

Uninsured Motorists/Underinsured Motorist Updates in Commercial Auto Insurance


This Commercial Auto Insurance release adds new "summary" charts for the auto symbols and uninsured motorists/underinsured motorists (UM/UIM) sections. The auto symbol matrix illustrates how various symbols are used; the "Commercial Auto Symbols Coverage Summary" provides more narrative detail; and the UM/UIM summary chart provides an overview of states' applicable UM/UIM requirements. Updates are also provided for the UM/UIM provisions in the states of Florida, Hawaii, Maryland, Michigan, New Hampshire, New Jersey, and Virginia. The general discussion of UM/UIM coverage has been revised to include a more detailed discussion and examples of the various "triggers" for UM/UIM coverage.

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