Product Update

State Variations of Homeowners Form, PAP Appraisal, Car Sharing and Ridesharing, and More in Personal Risk Management and Insurance


This release of Personal Risk Management and Insurance updates and overhauls the state variations of the countrywide homeowners form, placing all the information in an easier-to-read chart format. This new format also adds information as to how the amended provision impacts coverage. It also revises and expands the personal auto policy (PAP) appraisal discussion, including the addition of several new court cases. In addition, it expands the discussion on peer-to-peer car sharing and ridesharing activities, including the insurance ramifications, and revises the homeowners and personal auto state cancellation pages. Lastly, it updates the Kansas uninsured motorists state page.

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