Product Update

Spring 2019 Update Now Available in the IRMI Insurance Cancellation Guide

This early spring 2019 release is the first update of the IRMI Insurance Cancellation Guide in 2019.


In the area of workers compensation, there were endorsement changes for Connecticut, Illinois, Louisiana, New Jersey, and Wisconsin.

In the commercial multilines of auto, general liability, and property, there were updates to the states of Connecticut, Illinois, Michigan, Nebraska, and Ohio.

In the commercial auto line, there was an update to Maryland.

For the commercial property line, West Virginia had an update.


Personal lines coverage pages reflect personal auto or homeowners updates in Arizona, Connecticut, and Kansas.

In homeowners, there were changes in Illinois and New York.

Personal line auto "won" the count for the most updates this month. Insurance Service Offices, Inc. (ISO), included, as part of the new 2018 policy form (PP 00 01 09 18), a separate endorsement for the termination/cancellation provisions. ISO removed the termination/cancellation conditions from the general change endorsement, creating a new termination provision endorsement; that being said, there was no modification to the cancellation provisions themselves.

This release reflects states currently adopting the new termination provision endorsement. The states are Alabama, Georgia, Idaho, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Montana, North Dakota, Nevada, Nebraska, Oklahoma, Pennsylvania, South Carolina, Utah, West Virginia, and Wyoming.

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