Product Update

ISO Commercial Flood Program Endorsements in Commercial Property Insurance


This Commercial Property Insurance release adds discussions and specimen copies of the endorsements used with the new ISO commercial flood insurance policy. ISO announced its development of coverage forms, rules, and loss costs for both personal and commercial flood insurance as separate new coverage lines in July 2017. At the same time, ISO also announced the development of rating information for the flood coverage endorsement (CP 10 65) in the commercial property program.

Insurers may use the ISO commercial flood policy form (FC 00 01) to provide coverage on an excess or a primary basis. The forms and endorsements included in the program have an "FC" prefix (for "Flood Commercial") and an April 2018 (04 18) edition date.

The ISO commercial flood insurance program is currently available for use in about half the states.

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