- Liability Insurance Requirements for Contractors
- Motor Carrier Transportation Anti-Indemnity Laws
- Changes Impacting Commercial Lines Cancellations and Nonrenewals
- Changes Impacting Personal Lines Cancellations and Nonrenewals
- A Fortuitous Ruling for Insureds
- August 2026 Market Corner Update in Risk Financing
- New "Logistics Policies" Discussion Added to Commercial Property Insurance
- AAIS CannaBOP
- Explore the Forces Reshaping Captive Insurance
- Auto Liability Self-Insurance Requirements in Commercial Auto Insurance
- Consider a Businessowners Policy (BOP) as Part of a Small Business Risk Management Program
- Local Operations, Global Risks: Is Your Business Protected Beyond Borders?
- Why Reinsurance Is Critical to the Insurance Industry
- Build an Effective Safety Audit Program with 8 Key Questions
- State Self-Insurance Requirements for Auto Liability in Risk Financing
- August_2026_Market_Corner_Update_in_Risk_Financing.dita
- A_Fortuitous_Ruling_for_Insureds.dita
What's New in IRMI Online
The IRMI library is consistently updated and expanded so you have reliable, unbiased information at your fingertips.
- "Insurance Market Report 2026" in The Risk Report
- Enhanced Cyber Coverage
- State "FAIR" Plans and State Beach/Wind Plans Information Updated in Commercial Property Insurance
- Insureds at Odds: Who Gets to Choose Defense Counsel?
- Oilfield Anti-Indemnity Statutes
- California Payroll Limitation Amounts Updated in IRMI Workers Comp
- Stay Ahead of Shifting Industry Dynamics with the 2026 Private Company Insurance Market Survey
- RLI and RSUI Excess Policy Analyses Added to D&O MAPS
- Missing Policy Language Blocks Insurers' $50 Million Recoupment Attempt
- "Innovation Under Pressure: Insurance Solutions for a Changing Energy Mix" Discussed in The Risk Report
- CICR August 2026: Fronting, Weather Risk, and Domicile Growth
- Mental Health in Construction
- 12 State Benefit Summaries Updated in IRMI Workers Comp
- North Dakota and Rhode Island Payroll Limitation Amounts Updated in IRMI Workers Comp
- Navigating New EPL Risks
- Insights from this Month's Coverage Rulings Included in Professional Liability Insurance
- IRMI's Exposure Survey Questionnaire (2026 Edition)
- How Cost-Conscious Businesses Use Alternative Risk Financing to Control Workers' Comp Costs
- Texas Revises Classification Codes and Phraseology, Effective July 1, 2026
- Reasons to Require Additional Insured Status
- Sample Construction Contract CGL and Umbrella Liability Insurance Requirements
- The Third-Party-Over Action
- Million Dollar Coverage Mistakes: Late Notice and Naming Errors
- "Will Risk Leaders Survive AI's Job-Replacement Impacts?" in The Risk Report
- New in CICR: Six Expert Perspectives on Today's Captive Market
- Where Cyber Insurance Is Headed Next
- High Protection, Low Premiums: The Advantage of Highly Protected Risks
- Important Insights from Court Rulings in Specialty Lines
- New Rulings Show Coverage Turns on More Than Policy Language
- Court Rules Endorsement Title Dictates Additional Insured Coverage
- Small Deductible State-Specific Information Updated in IRMI Workers Comp
- Five State Payroll Limitation Amounts Updated in IRMI Workers Comp
- 10 State Benefit Summaries Updated in IRMI Workers Comp
- Maine and Michigan Posting Notice Information Updated in IRMI Workers Comp
- CNA and Starr Secure Policy Analyses Added to D&O MAPS
- Contracting Classification Premium Adjustment Program Updates in Construction Risk Management
- Rental Car Contracts Versus Business Auto and Personal Auto Policies
- Captive Insurance Domicile Comparison Charts Updated in Risk Financing
- 2026 Domicile Guide Updates Now Available
- From Domiciles to 831(b): Key Topics in the June CICR Issue
- Motus: USDOT Registration System Launched May 2026
- A Risk Manager's Guide to AI Risks
- State-Specific Workers Compensation Endorsement List Updated
- Navigating the Algorithmic Workplace
- No Fault in Commercial Auto, May 2026
- Appraisal Battles and PFAS Claims Take Center Stage
- Insights from this Month's Coverage Rulings in Professional Liability Insurance
- Guarantee Company and Philadelphia Executive Safeguard Plus Policy Analyses Added to D&O MAPS
- ISO Farm Program Update in Agribusiness Risk and Insurance
- Workers Compensation State Law Summaries Updated with 2025 Legislative Changes in Agribusiness Risk and Insurance
- Explore Evolving Conditions in Risk Financing Market Corner
- Two Additional Insured Coverage Wins for Contractors
- BOP Updates in Construction Risk Management
- The Residency Riddle in Homeowners Insurance Discussed in The Risk Report
- Explore the May CICR Issue: Captive Strategy, Reinsurance, AI, and Leadership Insights
- Three Cases Highlight the High Stakes of the Duty to Defend
- Workers Compensation Experience Rating Update
- Louisiana Payroll Limitation Amounts Updated in IRMI Workers Comp
- Alaska Posting Notice Information Updated in IRMI Workers Comp
- Don't Bet on "It Won't Happen": Consider Kidnap and Ransom Coverage
- A Closer Look at Today's IP and Media Liability Market
- Breaking Pollution Coverage Cases
- No Direct Contract, No Additional Insured Coverage, Court Rules
- Certificates of Insurance
- Exculpatory Clauses
- Limitation of Liability Clauses
- Captive Insurance Company Reports: Innovation, AI, and Global Domiciles in Focus
- New Commercial Auto Multistate Forms, Effective September 1, 2026
- Selected State Commercial Auto Laws 2026 Update
- "Artificial Intelligence in Risk Assessment" Discussed in The Risk Report
- Employee Leasing Update in IRMI Workers Comp
- Six State Payroll Limitation Amounts Updated in IRMI Workers Comp
- Insights from this February's and March's Coverage Rulings Included in Professional Liability Insurance
- Major Coverage Rulings on Marijuana Exclusions and Cyber-Crime Limits
- Non-ISO Homeowners Form Updated in Personal Risk Management and Insurance
- Accredited and Old Republic Policy Analyses Added to D&O MAPS
- Safeguard Intellectual Property Using Five Key Risk Management Strategies
- From Social Media to Ransomware: Navigating Modern Coverage Disputes
- Captive Insurance Company Reports: Talent, AI, and the Future of the Industry
- 2026-Edition ISO Commercial Property Endorsements Addressed
- Seven New Commercial Umbrella Endorsements Analyzed in Commercial Liability Insurance
- Equipment Breakdown Coverage in Monoline Policies Discussion Updated in Commercial Property Insurance
- "A Strategic Approach to Managing Reputation Risk" Discussed in The Risk Report
- 2026: New Risks, New Employment Rules
- Navigate the Complex Technology E&O Market with The Betterley Report
- Key Rulings on Additional Insured Status and Windstorm Claims
- Insights from this January's and February's Coverage Rulings Included in Professional Liability Insurance
- Ascot and Coaction Policy Analyses Added to D&O MAPS
- Five States Updated Payroll Limitation Amounts in IRMI Workers Comp
- State Self-Insurance Requirements Updated in IRMI Workers Comp
- Brokers and Freight Forwarders Financial Responsibility—2026 Overview
- "Smart Risk: How Technology Is Transforming Society and Insurance" Explained in The Risk Report
- US Claims Cost Indexes Updated in Risk Financing
- Consumer Price Index, Loss Development, and Loss Forecasting Examined in Risk Financing
- State Self-Insurance Qualifications for Workers Compensation in Risk Financing
- IRMI's January Risk Financing Market Corner
- State Law Summaries Updated with 2025 Legislative Changes in IRMI Workers Comp
- 14 State Benefit Summaries Updated for States in IRMI Workers Comp
- Nebraska Payroll Limitation Amount Updated in IRMI Workers Comp
- 5 New Articles in the February 2026 Captive Insurance Company Reports
- How a Policy Error Nearly Left an Insured Without Coverage
- 50-State Marijuana Laws Map Updated
- Uncovering the Insurance Needs of Cannabis-Based Businesses
- Navigating the Complexities of Fine Arts Coverage
- Insights from this December's and January's Coverage Rulings Included in Professional Liability Insurance
- Three Claims Topics Updated in Personal Risk Management and Insurance
- Wrongful Convictions and a Growing Coverage Gap
- "Transit Risk: Always a Moving Target" Discussed in The Risk Report
- "Employment Practices Liability Insurance Market Survey—2025" in The Betterley Report
- 7 New Articles in the January 2026 Captive Insurance Company Reports
- Personal and Commercial Lines December 2025 Updates to IRMI Insurance Cancellation Guide
- Sample Workers Compensation Premium Calculation Updated in IRMI Workers Comp
- 8 State Benefit Summaries Updated for States in IRMI Workers Comp
- 23 State Payroll Limitation Amounts Updated in IRMI Workers Comp
- Changes to UM/UIM Provisions in Q4 2025 and Q1 2026
- Seven New CGL Endorsements Analyzed in Commercial Liability Insurance
- 2026 IRMI Insurance Checklists
- Why a Court Ruled that No Coverage Exists for a $1.2M Cyber Loss
- "The Risk Landscape of Product Recalls" Discussed in The Risk Report
- State-Specific Exception Endorsements October 2025 Updates in Commercial Auto Insurance
- What Two New Rulings Mean for Occurrences and Policy Limits
- Delaware Payroll Limitation Amounts Updated in IRMI Workers Comp
- New Mexico and Ohio Posting Notice Information Updated in IRMI Workers Comp
- Insights from this October's and November's Coverage Rulings Included in Professional Liability Insurance
- Virginia and Utah Auto ID Updates in Commercial Auto Insurance
- 6 New Articles in the November 2025 Captive Insurance Company Reports
- Ascot, Pennsylvania, and West Bend Policies Analyzed in D&O MAPS
- "Valuing Building Property in the Shadow of Inflation" in The Risk Report
- The Betterley Report's "Cyber Insurance for Healthcare Market Survey—2025"
- The CGL Policy's Contractual Liability Coverage
- State Construction Anti-Indemnity Statutes
- Benefit Summaries Updated for Three Jurisdictions in IRMI Workers Comp
- Massachusetts Payroll Limitation Amounts Updated in IRMI Workers Comp
- Vermont Posting Notice Information Updated in IRMI Workers Comp
- Want Primary Additional Insured Coverage? Put It in Writing.
- Insights from this September's and October's Coverage Rulings Included in Professional Liability Insurance
- Courts Reject Rebranding Assaults as Accidents for Coverage
- Collateralization of Risk Financing Plans
- Risk Quantification Data Requirements
- Fall 2025 Employment Practices Liability Consultant Includes 3 New Articles
- Loss Development Factors, Payout Profiles, and Consumer Price Index 2025 Updates
- 2025 Updates to State Workers Compensation Taxes and Fees, Surplus Lines, and Residual Markets
- Motor Vehicle State Statute Updates for 2025 and 2026 Legislative Actions
- 5 New Articles in the October 2025 Captive Insurance Company Reports
- New York Eliminates/Combines 10 Classification Codes Effective October 1, 2025
IRMI Update Quiz
One Right Answer: Test Your Cyber Insurance Knowledge
According to recent industry trends, what still drives the majority of large cyber insurance claims?
A. Ransomware attacks
B. Artificial intelligence (AI)–enabled phishing schemes
C. Cloud storage outages
D. Supply chain disruptions
Correct Answer: A. AI-powered threats are growing rapidly, but ransomware remains the leading driver of large cyber losses. Explore IRMI's latest cyber risk resources to stay ahead of evolving threats, coverage issues, and market trends. You might also want to review The Betterley Report Cyber/Privacy Market Survey for more insight.
