A form of errors and omissions (E&O) coverage provided for a variety of
professionals and quasi-professionals, including stock brokers, process
servers, detective agencies, auctioneers, customs house brokers, franchisors,
etc., for which no standard policy form is available (as is available for the
"traditional" professions such as physicians, accountants, and
attorneys). To tailor such policies to the particular profession involved,
insurers generally append manuscript coverage provisions and exclusions.