A national trade association formed in 1976 and headquartered in Washington,
D.C., whose membership consists of 290 legal reserve life insurer and fraternal
benefit societies located throughout the United States. ACLI advocates in
federal, state, and international forums. Its members represent more than 90
percent of the assets and premiums of the US life insurance and annuity
industry. In addition to life insurance, annuities, and other workplace and
individual retirement plans, ACLI members offer long-term care (LTC) insurance,
disability income insurance, and reinsurance.