The Cable Communications Policy Act (CCPA) of 1984 governs the collection and disclosure of personally identifiable information (PII) gathered by cable operators.
The calendar year experience refers to incurred losses and loss adjustment expenses (LAE) for all losses (regardless of when reported) related to a specific calendar year divided into the accounting earned premium for that same period.
California Information Privacy Act (SB 1386) is a law requiring organizations that collect and store personal information on California residents to disclose any breach of security to those individuals affected.
Candidate analysis is a restricted form of optimization risk modeling in which only a finite number of prespecified decision options are considered, and the best set among those options is determined through the analysis.
A canine liability exclusion is a homeowners policy exclusion that precludes personal liability and medical payment losses for canines described in the endorsement schedule that are owned by or in the care, custody, or control of an insured.