Expert Commentary

Reinsurance

Which Came First, the Insurance Policy or the Reinsurance Contract?

Larry Schiffer | December 1, 2014

Larry Schiffer explains there is no boundary to how a reinsurance contract may limit—or expand—coverage available to the ceding insurer.

What Is Your Unique Value Proposition?

Timothy O'Brien | November 7, 2014

To combat big insurer commodity pitches, agents should show how they provide service, not just a fast policy. Tim O'Brien explains.

Personal Lines Claims

The Claims Professional as Problem Solver

Elise Farnham | November 1, 2014

Elise Farnham provides six tips to help resolve claim situations in an efficient and economical manner.

Current Trends and Issues

In Praise (or Not) of the Appraisal Clause in Homeowners Policies—Part 2

Tim Ryles | November 1, 2014

Considering the web of delay inherent in the appraisal process, Tim Ryles wonders who benefits.

Disability and Disability Insurance

Return-to-Work Best Practices: Roles, Responsibilities, and Outcomes

Marcia Carruthers | November 1, 2014

Whether you are just starting out or intend to upgrade a longstanding program, Marcia Carruthers says following proven best practice methods can ensure your success.

Construction Safety

Communication Insights for Supervision

Peter Furst | November 1, 2014

The supervisor is in a unique position, serving as the link between management and the workforce The successful execution of organizational strategy hinges on the effectiveness of the supervisor s ability to lead workers to enthusiastically engage in their assigned tasks.

Current Trends and Issues

Appraisal Clause in Homeowners Policies—Part 1

Tim Ryles | October 17, 2014

Tim Ryles compares these provisions in four insurers' policies, pointing out how each handles the issue.

Professional, D and O, and Fiduciary Liability

Awake at Night: Cyberbreaches and the New Risk to D&O

John Black | October 1, 2014

John Black describes how recent events reveal the importance of protecting corporations from cybersecurity losses.

Captives

What Is Controlled, Unaffiliated, Insurance Business in a Captive?

Donald J Riggin | October 1, 2014

Donald Riggin looks at 831(b) captives and what is meant by "controlled" unaffiliated business.

Construction Safety

The Role of Communication in Effective Supervision

Peter Furst | October 1, 2014

The supervisor has to be not only an effective communicator but also a relationship builder. Peter Furst explains.