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Professional, D and O, and Fiduciary Liability

Online Underwriting Information for D&O Liability Insurance

Robert Bregman | July 1, 2000

The availability of online financial and other important data has made D&O underwriters less dependent on paper submissions, allowing them to make faster, more accurate assessments that ultimately benefit both parties to an insurance transaction. This article reviews some of the sources of this data and how it is used.

Liability Insurance

When a Breach of Contract Constitutes an Accident

Jill Berkeley | July 1, 2000

Courts that confuse damages arising in "tort" with damages arising in "contract" overlook an important legal principle, as well as misuse the concept of "negligence" in the insurance context. The argument that concludes no coverage exists for breach of contract actions puts the cart before the horse. Jill Berkeley explains.

Additional Insured Issues

What Does an Additional Insured Endorsement Cover?

Joseph Postel | July 1, 2000

Joseph P. Postel discusses what an additional insured endorsement should cover.

Construction Defect Coverage

Defective Work as an Occurrence

Patrick Wielinski | July 1, 2000

Explore the complexities of "occurrence" definitions in CGL policies and understand the divergent court interpretations across the United States.

Healthcare Professional Liability Insurance

Integrated Health Care Delivery Systems' Challenges

Bonnie Boone | June 10, 2000

Bonnie Boone highlights some of the important issues that must be considered in managing health care delivery risks and structuring their insurance programs.

Cyber and Privacy Risk and Insurance

First-Party E-Commerce Risks

Michael A. Rossi | June 1, 2000

Mike Rossi examines the gaps in traditional insurance policies with respect to first-party e-commerce risks and discusses some ways to close those gaps.

Time Element

Who's Handling Your Claim? The Professionals Involved in a Business Interruption Claim

Daniel Torpey | June 1, 2000

Learn who your insurers will have on their team handling your company's business interruption claim and who you can recruit to best reciprocate.

Property Insurance

Breach of Policy Conditions and the "Severability of Interests" Doctrine

Douglas Berry | June 1, 2000

Doug Berry discuses what happens in the event of a breach of one or more property insurance policy conditions involving one insured corporation or insured location.

Reinsurance

Are Punitive Damage Awards Recoverable under Reinsurance Agreements?

Larry Schiffer | June 1, 2000

The reinsurability of punitive damages depends on the reinsurance contract and the public policy of the relevant jurisdiction, with extracontractual obligations clauses (ECOs) offering some coverage despite state restrictions. Larry Schiffer explains.

Cyber and Privacy Risk and Insurance

Bringing Order to Chaos: Insurance Issues for E-Commerce Activities

Michael A. Rossi | May 1, 2000

The insurance industry has developed insurance products expressly designed to insure third-party liability and first-party risks related to e-commerce activities. Other insurers counter that new policies are not needed or that it is impossible to underwrite the risks being underwritten by these new policies. Mike Rossi explains.

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