IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Intellectual Property

Copyright Infringement Pitfalls in the Online Arena

Sanford Warren | October 1, 2000

There is a tendency to assume that something acquired for free is public domain, particularly as respects material on the internet. This can be a very costly assumption. Discover the copyright pitfalls and learn how to avoid them.

Healthcare Professional Liability Insurance

Basic Issues in Your Hospital Professional Liability Form

Bonnie Boone | September 30, 2000

Renewing or moving a hospital professional liability insurance program is a complex process. Bonnie Boone explains.

Environmental

Lenders and Environmental Liability

John Hannah | September 1, 2000

Unknown environmental problems are a far greater source of loss to lenders than fire, vandalism, theft, or title risks. This article examines the importance of environmental liability for all financial institutions and investors that hold or invest in loans where real estate is used as collateral

Workers Compensation Issues

Jurisdiction in Workers Compensation Cases

Jim Pocius | September 1, 2000

When it comes to workers compensation benefits, some states are much more generous than others. Learn how jurisdiction is determined, what problems can arise when more than one state is involved, and risk management tips for saving time and money.

Property Insurance

The New ISO Commercial Crime Program Hits the Streets

Linda Robinson | September 1, 2000

The joint ISO/SAA commercial crime program was replaced with separate ISO and SAA programs. This article summarizes the new ISO crime program, focusing on key differences between the old ISO/SAA forms and the new 2000 edition ISO commercial crime forms.

Risk Management Technology

Risk Management for Your Website

Anita Schoenfeld | September 1, 2000

The key to determining how to approach your exposure to risk associated with Internet websites ultimately lies with a thorough risk analysis. If your risk analysis proves that certain threats to your websites can prove costly to your business, it may make sense to take action to limit your exposure.

Property Insurance

"Physical Damage" in the First-Party Property Policy—A New Definition Coming?

Douglas Berry | September 1, 2000

Does "physical damage" now include "loss of use and functionality"? A recent federal court ruled that it does. Read about the decision and learn how it could give new meaning to all aspects of property insurance.

Design and Professional Liability

AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"

Kenneth A Slavens | September 1, 2000

The Fourth Circuit court has ruled the accrual provision in AIA 11.3 to be enforceable. The court held that the clause, which determines when the statute of limitations begins to run, is not against public policy. Ken Slavens discusses.

Reinsurance

Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language

Larry Schiffer | September 1, 2000

This article examines some of the problems that can occur because of imprecise reinsurance contract language and what can be done to avoid this scenario.

Enterprise Risk Management

Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go

Jerry Miccolis | August 1, 2000

The promise of ERM for financial services managers is that it can help them systematically make business decisions that contemplate all types of risk (e.g., event risks, operational risks, and financial risks). But, how close is this industry to realizing the promise of ERM? A recent Tillinghast-Towers Perrin survey reveals the answer.

IRMI Online