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Liability Insurance

The 2001 ISO CGL Revision

Jeffrey Woodward | January 1, 2002

Discover the key changes in the 2001 ISO CGL policy revision and understand how it impacts coverage for Internet exposures and other liabilities.

Time Element

World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders

Daniel Torpey | January 1, 2002

Daniel Torpey and Jeffrey Phillips explain the challenges that a company filing a property or business interruption claim arising from the September 11 terrorist attacks will face in pursuing its claims.

Enterprise Risk Management

Implementing Enterprise Risk Management: The Emerging Role of the Chief Risk Officer

Jerry Miccolis | January 1, 2002

Jerry Miccolis and Chuck Lee discuss the CRO approach, profile, where to find one, and how this individual should fit into the structure of the organization to make ERM a living reality.

Surety

Surety Credit Basics

Rolf Neuschaefer | January 1, 2002

Rolf Neuschaefer explains how the surety market is changing in light of September 11 and the downfall of Enron, and the essential elements to a good working relationship with your surety, particularly in such uncertain times.

Workers Compensation Issues

Return to Work—A Forgotten Aspect of Workers Compensation

Jim Pocius | January 1, 2002

Jim Pocius examines trends and case law involving returning injured workers to productive lives after industrial injuries, and the importance of doing so for both employers and claimants.

Additional Insured Issues

Can an Indemnity Agreement Determine Who's Primary and Who's Excess?

Joseph Postel | January 1, 2002

Joe Postel explains that the answer is simple: not unless the indemnitee has a judgment for indemnity against the indemnitor, citing a recent California Court of Appeal case.

Construction Safety

Site Assessments: Conducting a Site Assessment—Part 3

Ron Prichard | January 1, 2002

In this, the third of a four-part series, Ron Prichard discusses how to tackle the task of gaining information about a construction site by actually going on-site and determining what those working on-site think of the project and its progress.

Construction Defect Coverage

Full Circle Regression: the New ISO "Your Work" Endorsements

Patrick Wielinski | January 1, 2002

In December, ISO issued two new endorsements for contractors' CGL policies eliminating coverage for property damage arising out of their subcontractors' defective work. Pat Wielinski examines the history and explains the problem.

Reinsurance

If It Looks Like a Claim, and Sounds Like a Claim, Is It a Claim for Reinsurance Purposes?

Larry Schiffer | January 1, 2002

In this article, Larry Schiffer explains why a claim to an insurance company may not be a claim to a reinsurer, depending on the nature of the reinsurance provided.

Design and Professional Liability

Architects and "Design and Construct" Liability under the Americans with Disabilities Act

Kenneth Slavens | December 8, 2001

Another federal court of appeals has weighed in on the applicability of the ADA to design professions. Ken Slavens explains how the ADA liability exposure of a building designer depends on where the project is located, until a higher court rules on the issue.

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