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Surety

California Workers Compensation Self-Insured Bonds and the Principal's Bankruptcy

Marilyn Klinger | February 1, 2002

Many states allow employers to self-insure workers compensation as long as the employer supports that self-insurance with a surety bond or other security. Here, Marilyn Klinger discusses California WC self-insured bonds in the context of the employer's bankruptcy.

Eradicating Sales Call Reluctance

The Secret Shame of Selling

Frank Lee | February 1, 2002

What do you do when your stellar salesman reveals he secretly is ashamed of selling? Frank Lee explains this type of Sales Call Reluctance and offers possible solutions.

Drafting and Interpreting Policies

Self-Insurance, Primary Insurance, and Excess Insurance: Adventures in Contract Interpretation

Kenneth Wollner | February 1, 2002

Litigation is increasingly used to resolve ambiguities and fill the gaps in risk financing documentation, and here Ken Wollner examines a recent decision by the Ninth Circuit Court of Appeals.

Maritime Law

To Remove or Not To Remove, That Is the Question

Michael Orlando | February 1, 2002

In this article, Michael Orlando explores some of the intricacies of removing a maritime-oriented case from state court to federal court.

Employment Practices

Supreme Court Clarifies EEOC's Role in Arbitration Disputes

Paul Siegel | February 1, 2002

The Court has upheld the EEOC's right to seek all available remedies for job discrimination regardless of existing arbitration agreements. Paul Siegel examines the ramifications.

Terrorism Risk Management and Insurance

The ISO Terrorism Exclusions: Background and Analysis

Jeffrey Woodward | February 1, 2002

Explore the intricacies of ISO terrorism exclusions with IRMI's comprehensive analysis, detailing the evolution, specific exclusions, and regulatory responses across various states.

Enterprise Risk Management

Implementing Enterprise Risk Management: The Emerging Role of the Chief Risk Officer

Jerry Miccolis | January 1, 2002

Jerry Miccolis and Chuck Lee discuss the CRO approach, profile, where to find one, and how this individual should fit into the structure of the organization to make ERM a living reality.

Surety

Surety Credit Basics

Rolf Neuschaefer | January 1, 2002

Rolf Neuschaefer explains how the surety market is changing in light of September 11 and the downfall of Enron, and the essential elements to a good working relationship with your surety, particularly in such uncertain times.

Workers Compensation Issues

Return to Work—A Forgotten Aspect of Workers Compensation

Jim Pocius | January 1, 2002

Jim Pocius examines trends and case law involving returning injured workers to productive lives after industrial injuries, and the importance of doing so for both employers and claimants.

Construction Safety

Site Assessments: Conducting a Site Assessment—Part 3

Ron Prichard | January 1, 2002

In this, the third of a four-part series, Ron Prichard discusses how to tackle the task of gaining information about a construction site by actually going on-site and determining what those working on-site think of the project and its progress.