Expert Commentary

Construction Liability Insurance

Insuring Design-Build Risks

Ann Hickman | August 1, 2002

Taking on responsibility for design in addition to construction entails many new risks. This article examines the potential liabilities facing design-builders and how they can be handled. Also see IRMI's new book by the most knowledgeable practitioners in the industry, Design-Build Risk and Insurance, which offers you their insight in one handy, well-organized guide.

Liability Insurance

Duty To Defend in the CGL Policy

Craig Stanovich | August 1, 2002

Craig Stanovich explains in a clear, concise, and understandable way how the duty to defend provision works in the CGL policy.

Time Element

The Shackleton Approach: Effective Leadership throughout the Claims Process

Daniel Torpey | August 1, 2002

Daniel Torpey relates leadership lessons from a historical figure and an executive facing disaster in discussing the complexities of large insurance claims and the importance of good leadership to effect smooth settlement.

Captives

Choosing the Right Captive Domicile

Michael R. Mead | August 1, 2002

In this article, Michael Mead discusses captive domiciles, their importance and what factors to consider when selecting one.

Writing Tips for Insurance Professionals

How To Organize Information

Gary Blake | August 1, 2002

Gary Blake provides writing tips for today's business professional, explaining how to properly organize information by writing with the reader in mind.

The Importance of Contingent Business Interruption

Gary Bausom | August 1, 2002

Gary Bausom explains that underwriters can choose to ignore and exclude contingent business interruption, but it will be done with an opportunity cost in terms of premium income.

Design and Professional Liability

Insurance Coverage—Waivers of Subrogation

Kent Holland | August 1, 2002

In this article, Kent Holland discusses a Fourth Circuit case that demonstrates the importance of waivers of subrogation as part of the risk allocation strategy.

Surety

Exoneration Based on Fraud in the Inducement as a Surety Defense

Marilyn Klinger | August 1, 2002

With new business scandals unfolding daily, improper business conduct is currently in the spotlight. Here, Marilyn Klinger considers a surety's exoneration defense based on fraud or material misrepresentation in the inducement.

Equipment Theft Prevention

Heavy Equipment Theft and Solutions—Part 2

David Shillingford | August 1, 2002

This second of four articles by David Shillingford on heavy equipment theft deals with physical measures that can be taken to protect equipment.

Environmental

A Mold Prevention Program

Jeff Slivka | July 1, 2002

Mold has become such a nightmare for owners, contractors, suppliers, everyone, that if you haven't developed a prevention program, you probably will. Jeff Slivka provides a brief outline of what a mold prevention program may look like.