Expert Commentary

Catastrophe Risk Management

Optimizing the Management of Natural Disaster Exposure

Rick Clinton | June 1, 2002

Many companies feel their approach to managing their overall aggregate exposure to natural disasters is deficient. Rick Clinton examines some software and consulting options for handling the earthquake exposure.

Terrorism Risk Management and Insurance

Terrorism Insurance Coverage for Commercial Property—A Status Report

Jack Gibson | June 1, 2002

Based on interviews with underwriters, agents, brokers, and risk managers, IRMI President Jack Gibson examines the current state of the market for terrorism coverage in property insurance.

Workers Compensation Issues

Workers Compensation and Medicare Update

Jim Pocius | June 1, 2002

Jim Pocius provides an update of the problem of conflicting regulations governing workers compensation settlements to Medicare recipients.

Property Insurance

Update—Florida Windstorm Deductibles

Douglas Berry | June 1, 2002

To mark the beginning of hurricane season 2002, Doug Berry examines recent hurricane-related insurance issues.

Professional, D and O, and Fiduciary Liability

Predecessor Firm Coverage: A Key Aspect of Professional/E&O Liability Insurance

Robert A Bregman | June 1, 2002

Bob Bregman answers many common, and not so common, questions surrounding this key coverage for predecessor firms under professional and E&O policies.

Maritime Law

The Difficulty and Confusion Surrounding Removing Maritime Cases to Federal Court

Michael Orlando | June 1, 2002

Michael Orlando helps clear up the confusion and provides some cases to consult when confronted with removal in an admiralty context of separate and independent claims or causes of action.

Construction Defect Coverage

Potomoc Insurance v. Huang

Patrick Wielinski | June 1, 2002

Pat Wielinski examines a recent Kansas case recognizing the validity of the insurability of a contractor's work to repair property damage before suit is brought.

Workers Compensation Issues

The Ergonomics Regulation Roller Coaster

Christine Fuge | June 1, 2002

Explore the evolution of OSHA's ergonomic regulations and understand the impact on workplace safety and legislation with this in-depth analysis.

Design and Professional Liability

Contract Documents of the Design-Build Institute of America

Kent Holland | May 1, 2002

Kent Holland examines a few of the more significant clauses of the DBIA standard forms affecting risk allocation and potential insurance coverage.

ISO Files Auto Terrorism Exclusion for Commercial Auto Program

Maureen C McLendon | May 1, 2002

This article examines the new ISO war, military action, and terrorism exclusions applicable to the business auto, business auto physical damage, motor carrier, truckers, and garage coverage forms and which states have approved them.