Expert Commentary

Latest Articles

Liability Insurance

The 2004 ISO CGL Policy

Jeffrey Woodward | April 1, 2004

Discover the key changes in the 2004 ISO CGL Policy revision and understand how they impact commercial general liability insurance.

Reinsurance

Follow-the-Fortunes Updated

Larry Schiffer | April 1, 2004

In an update of a 2001 article, Larry Schiffer examines how some new reinsurance cases have interpreted the follow-the-fortunes doctrine in environmental and asbestos contexts.

Catastrophe Risk Management

Managing Extreme Wind (Hurricane) Losses

Nathan Gould | March 1, 2004

Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.

Mediation

Insurance Bad Faith and Mediation Confidentiality: Critical Policies on a Collision Course

Jeff Kichaven | March 1, 2004

Do mediation confidentiality statutes permit insurer bad faith? Are mediation confidences protected in related lawsuits? Jeff Kichaven examines these questions and dilemmas.

Continuous Performance Improvement

Deming's Point #1 as Applied to the Insurance Industry

John Pryor | March 1, 2004

Create constancy of purpose for improvement of product and service. John Pryor discusses this W. Edwards Deming principle along with real-world examples.

Courts and Coverage

Subrogation Rights against Personal Auto Uninsured Motorists Coverage

Brent Cooper | March 1, 2004

Understand the intricacies of subrogation rights against personal auto uninsured motorists coverage and how they impact workers compensation claims.

Personal Risk Management

Personal Risk Management: An Overview

Jack Hungelmann | March 1, 2004

In this new personal lines column, Insurance for Dummies author Jack Hungelmann outlines 16 commitments agents should make to provide quality services to their clients.

Workplace Violence Prevention

Domestic Violence in the Workplace: A Continuing Danger

James Madero | March 1, 2004

Domestic violence has been spilling over into the workplace at an alarming rate Dr James Madero discusses the national tragedy and provides a necessary response.

Cyber and Privacy Risk and Insurance

Protecting Your Employees from Identity Theft

Gary Clayton | February 14, 2004

Theft of information by employees is the top cause of identity fraud. Conducting an audit of how personnel information is stored and used can reveal gaps in controls. Gary Clayton explains.