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Intellectual Property

Liability for Infringing Acts

Sanford Warren, Sanford Warren | January 1, 2006

Sanford Warren discusses how a patent owner can obtain damages for infringing acts that occur before a patent is ever granted.

Liability Insurance

Additional Insured Endorsements—A Potential Minefield—Part 1

Craig Stanovich | January 1, 2006

In this first of three articles, Craig Stanovich looks at the connection between the named insured and additional insured necessary for CGL coverage.

Current Trends and Issues

How To Recognize and Avoid Health Insurance Fraud

Tim Ryles | January 1, 2006

Tim Ryles explains that being alert to insurance scams can be helpful in avoiding victimization at the hands of con artists operating through unauthorized insurers.

Captives

Investment Strategies for Captives

Michael R. Mead | January 1, 2006

Michael Mead discusses how captive premiums and reserves can grow over time and how these funds are held and invested.

Internal Controls

Seven Frontiers of Internal Control and Risk Management

Matthew Leitch | January 1, 2006

In discussing his seven frontiers of internal control and risk management, Matthew Leitch looks at the importance of carefully designed and implemented risk control measures.

Courts and Coverage

Homeowners Policies and Acts of Self-Defense

Brent Cooper | January 1, 2006

Brent Cooper reviews court decisions on whether homeowners are protected by their liability insurance for damages from defensive acts.

Personal Risk Management

Insurance Products for Uninsurable Chronic Medical Conditions

Jack Hungelmann | January 1, 2006

The solution for those deemed uninsurable for most life, health, disability, and long-term care products is personal risk management. Jack Hungelmann explains.

Liability Insurance

Allocation of Damages for Ongoing Losses over Multiple Policies: Who Pays and How Much?

Steven Rawls | January 1, 2006

Looking at caselaw, Steve Rawls shows there is no uniform application of either trigger theories or allocation concepts.

Reinsurance

Contract Finality—What a Concept!

Larry Schiffer | January 1, 2006

Agreeing to terms and conditions of a reinsurance contract on the day of placement may reduce disputes arising out of ambiguous contract terms. Larry Schiffer explains.

Risk and Insurance History

"Catastrophes" in Early Twentieth Century America

John Bogardus | December 1, 2005

John Bogardus and Robert Moore look at what history can teach us about how our forebears responded to the threats and opportunities of the early twentieth century.

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