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Expert Commentary


Latest Articles

Intellectual Property

Protecting Analysis: Patents in the Insurance Industry

Sanford Warren | August 1, 2007

Sanford Warren examines the patent as a legal mechanism to protect innovation, especially novel business practices.

Design and Professional Liability

Contractors Professional Liability Update

Jeff Slivka | August 1, 2007

Jeff Slivka examines the marketplace, the trends, and the various forms of coverage available this year.

Valuation of Insurance Organizations

Trends in the Valuation of Agents and Brokers: 2007

Jeff Balcombe | August 1, 2007

Jeff Balcombe discusses factors that influence value: growth, profitability, customer relationships, and company-specific risks.

Captives

Captives and Collateral

Michael R. Mead | August 1, 2007

Michael Mead says the prudent captive owner will address the collateral issue early in the formation and often throughout the life of the captive.

Surety

Killer Bond Forms and Contract Provisions—Part 2

Marilyn Klinger | August 1, 2007

In this ongoing series, Marilyn Klinger discusses the surety problem of penal sum increases with change orders.

Continuous Performance Improvement

Deming's Point #13 as Applied to the Insurance Industry

John Pryor | July 1, 2007

John Pryor discusses Dr. W. Edwards Deming's adage: Encourage education and self-improvement for everyone.

Liability Insurance

More Allocation Theories: Exhaustion

R Steven Rawls | July 1, 2007

Steve Rawls and Rebecca Allpelbaum show how different courts apply allocation methods to determine indemnity obligations.

Liability Insurance

In Defense of Insured Contracts

Craig Stanovich | July 1, 2007

Craig Stanovich explains the meaning of "insured contract" and how the term fits into the CGL policy.

Corporate Fraud Prevention

High-Integrity Management and Fraud Prevention: The Wrong Way

Scott Langlinais | July 1, 2007

A company can employ many tactics to fight fraud, but one person can undermine it. Scott Langlinais explains.

Courts and Coverage

Surface Water Exclusions in the Homeowners Policy

R Brent Cooper | July 1, 2007

Brent Cooper and Dana Harbin discuss cases in several jurisdictions where the surface water exclusion has been ruled inapplicable.