Expert Commentary

Captives

Captive Underwriting Profits without Third-Party Business

Donald Riggin | February 1, 2010

Don Riggin shows how a single-parent captive can reduce expenses and convert some of it into underwriting income.

Liability Insurance

Lowered Expectation: How Courts Treat Expected Injury Exclusions

Steven Rawls | February 1, 2010

Courts struggle to differentiate between expected and intended injury, per Steven Rawls.

Employment Practices

Ninth Circuit Rejects EEOC Guidance: No Compensatory/Punitive Damages for ADA Retaliation Claims

Paul Siegel | February 1, 2010

Paul Siegel explains a recent ruling disallowing compensatory and punitive damages for ADA retaliation claims.

Time Element

Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?

Michael Speer | February 1, 2010

After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.

Political Risk

Expropriation: Pakistan's Message to Foreign Investors

Daniel Wagner | February 1, 2010

As in Pakistan, Daniel Wagner cautions, governments can take action that is contrary to investors' interests at any time.

Reinsurance

In Defense of Reinsurance

Larry Schiffer | January 15, 2010

Bashing reinsurers seems popular today, but Larry Schiffer explains their importance to the economy.

Learning Agility: The Leadership Skill for a Moving Target

Corbette Doyle | January 8, 2010

Long-term success as a leader seems to depend largely on a readiness and ability to learn. Corbette Doyle explains.

Personal Lines Claims

The Art of Strategic Negotiation

Elise Farnham | January 1, 2010

Becoming a skilled negotiator is vital to claims adjusters. Elise Farnham provides tips.

Property Insurance

Property Insurance Resolutions for 2010

William Austin | January 1, 2010

William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.

Liability Insurance

A High-Level View of the CGL Policy

Craig Stanovich | January 1, 2010

A plain, straightforward explanation of certain portions of the CGL policy provided by Craig Stanovich.