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Expert Commentary


Latest Articles

Liability Insurance

Lowered Expectation: How Courts Treat Expected Injury Exclusions

Steven Rawls | February 1, 2010

Courts struggle to differentiate between expected and intended injury, per Steven Rawls.

Captives

Captive Underwriting Profits without Third-Party Business

Donald J Riggin | February 1, 2010

Don Riggin shows how a single-parent captive can reduce expenses and convert some of it into underwriting income.

Employment Practices

Ninth Circuit Rejects EEOC Guidance: No Compensatory/Punitive Damages for ADA Retaliation Claims

Paul Siegel | February 1, 2010

Paul Siegel explains a recent ruling disallowing compensatory and punitive damages for ADA retaliation claims.

Time Element

Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?

Michael Speer | February 1, 2010

After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.

Political Risk

Expropriation: Pakistan's Message to Foreign Investors

Daniel Wagner | February 1, 2010

As in Pakistan, Daniel Wagner cautions, governments can take action that is contrary to investors' interests at any time.

Claims Practices

Legitimate Loss Becomes a Crime When Insured Lies

Barry Zalma | February 1, 2010

Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.

Reinsurance

In Defense of Reinsurance

Larry Schiffer | January 15, 2010

Bashing reinsurers seems popular today, but Larry Schiffer explains their importance to the economy.

Learning Agility: The Leadership Skill for a Moving Target

Corbette Doyle | January 8, 2010

Long-term success as a leader seems to depend largely on a readiness and ability to learn. Corbette Doyle explains.

Personal Risk Management

Personal Risk Management—An Alternative to Insurance as Usual

Jack Hungelmann | January 1, 2010

Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.

Environmental

Green Building Projects and Environmental Risk

Jeff Slivka | January 1, 2010

Calling a property or structure green doesn't mean it's free of environmental liability, warns Jeff Slivka.