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Expert Commentary


Latest Articles

Risk Mgmt. and Ins. Higher Education Scene

Truly Understanding Millennials

Brenda Powell Wells | September 1, 2011

Insurance and risk management higher education scene is filled with Millennials, but what do they bring to the table? (IRMI.com article).

Courts and Coverage

Trial of the Coverage Case (Part 2)

Brent Cooper | August 20, 2011

Key elements of insurance coverage trials include choosing the insurer representative and voir dire. Brent Cooper explains.

Reinsurance

Reinsurance Terminology Explained: Bordereau

Larry Schiffer | August 13, 2011

Larry Schiffer demystifies reinsurance jargon.

Personal Lines Claims

Getting to the Bottom Line—Determination of Damages

Elise Farnham | August 1, 2011

Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)

Time Element

Business Interruption Losses in Economic Downturn

Michael Speer | August 1, 2011

Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)

Valuation of Insurance Organizations

Life Insurance Company Valuations and Interest Rates

Jeff Balcombe | August 1, 2011

Disintermediation could remain a risk to life insurance companies, potentially placing downward pressure on equity valuations, per Jeff Balcombe.

Personal Risk Management

Personal Risk Management: The Insurance Audit

Jack Hungelmann | August 1, 2011

Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)

Environmental

Emergency Response Costs in Pollution Liability Policies—How To Avoid Making an Emergency a Disaster

Rodney Taylor | August 1, 2011

Maximize the chance for a full recovery of emergency response costs by following these steps pre-disaster.

Corporate Aviation

Aviation Certification and Risk Management

Adam Webster | July 16, 2011

Whether your aircraft is flown under for-hire or private rules matters. Adam Webster explains.

Current Trends and Issues

Tennessee Supreme Court Deals Blow to "Duty to Read" and Broadens Agent Liability

Tim Ryles | July 1, 2011

In a recent case detailed by Dr. Tim Ryles, agents are labeled experts and are held to a higher standard.