Expert Commentary

Property Insurance

Analyzing Nonstandard Cyber and Privacy Insurance Policies

William Austin | October 1, 2014

A thoughtful and careful approach to understanding cyber/privacy exposures and coverage is key. William Austin provides a tool.

Claims Practices

Texas Court Rules WC Is the Exclusive Remedy in CCIP Claim

Barry Zalma | October 1, 2014

Barry Zalma relates a case involving a crane collapse and a contractor controlled insurance program.

Cyber and Privacy Risk and Insurance

California Privacy Laws Change: Identity Theft Prevention and Mitigation Services

Melissa Krasnow | October 1, 2014

Melissa Krasnow details California's recent legislation affecting security breach notification, theft prevention, mitigation, procedures, and SSN sales.

Captives

What Is Controlled, Unaffiliated, Insurance Business in a Captive?

Donald Riggin | October 1, 2014

Donald Riggin looks at 831(b) captives and what is meant by "controlled" unaffiliated business.

Construction Liability Insurance

Get a Knowledgeable Construction Broker

Mark Bell | September 1, 2014

Mark Bell explains some of the unique issues and considerations in construction insurance.

Reinsurance

When Is a Reinsurance Treaty Not a Reinsurance Treaty?

Larry Schiffer | September 1, 2014

Courts interpret well-known industry terms in ways industry practitioners may find shocking. Larry Schiffer discusses some cases.

Intellectual Property

Supreme Court Clarifies Induced Infringement: a Defendant Cannot Be Liable for Inducing Infringement Where No One Has Directly Infringed

Sanford Warren | September 1, 2014

Sanford Warren relates a Supreme Court case requiring the patent holder to show direct infringement before attempting to prove indirect infringement.

Liability Insurance

The Montrose Endorsement—15 Years Later

Craig Stanovich | September 1, 2014

The impact has not been as eventful as expected, per Craig Stanovich, with much of the litigation involving one insurer against another.

Valuation of Insurance Organizations

Trends in the Valuation of Agents and Brokers: 2014

Jeff Balcombe | August 22, 2014

As per capita income grows, Jeff Balcombe recommends that agents and brokers adjust premiums and markets.

Personal Risk Management: Go Beyond the Product Pitch

Timothy O'Brien | August 8, 2014

While insurance coverage comparisons focus on cost, coverage is critical. Tim O'Brien advises agents and brokers to dig deeper.