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Latest Articles

Risk and Insurance History

The Great Fire of London

Barry Klein | June 1, 2001

Barry Klein explains how the Great Fire of London catalyzed the birth of the modern insurance industry and explores the historical events that shaped its emergence.

Drafting and Interpreting Policies

Sick Building Syndrome and a Definition of "Pollution Conditions"

Kenneth Wollner | June 1, 2001

Are sick building syndrome claims covered under your insurance policy? Check the language. But what conclusion do you reach when the conditions, definitions, and exclusions don't jibe? This article examines the quandary.

Agent and Broker Technology Issues

Next Generation Management Systems

Steve Anderson | May 12, 2001

Steve Anderson describes current Application Service Providers and their offerings, including advantages and disadvantages to consider.

Property Insurance

What's New in the 2000 Edition ISO Commercial Property Forms

Linda Robinson | May 1, 2001

The 2000 revisions to the ISO commercial property portfolio affect 11 coverage forms, all 3 causes of loss forms, 24 coverage endorsements, and a number of schedule endorsements. This article reviews the changes to the building and personal property coverage form.

Intellectual Property

Intellectual Property Coverage: Are You Naked?

Sanford Warren | May 1, 2001

Discover strategies to safeguard your company against the financial risks of intellectual property litigation and ensure robust legal protection.

Liability Insurance

Insurance Coverage Disputes and Society's Problems

Jill Berkeley | May 1, 2001

Unfortunately, insurance coverage disputes mirror casualty and liability losses throughout the world. This article examines recent litigation involving insurance coverage disputes and violent crimes and sexual assaults.

Maritime Law

Admiralty Jurisdiction: A Challenge for Even the Seasoned Practitioner

Michael Orlando | May 1, 2001

Determining whether admiralty jurisdiction exists over a particular claim can prove extremely challenging, even for those well versed in admiralty law. This article examines the history, landmark cases, and how to determine where the baseline exists on a coastal state.

Workers Compensation Issues

Workers Compensation and Medicare

Jim Pocius | May 1, 2001

Medicare now believes there has been an illegal shift of medical benefits from workers compensation insurers to Medicare. To stem this flow, Medicare hopes to examine all workers comp settlements, even when claimants do not qualify for Medicare benefits. Jim Pocius explains what may be in store in this controversial area.

Construction Defect Coverage

Back to the Exclusions—The "Subcontractor" Exception

Patrick Wielinski | May 1, 2001

Explore the intricacies of the "your work" exclusion and its "subcontractor" exception within CGL policies, and understand their impact on construction defect cases.

Environmental

Introduction to ISO 14001

Jeff Slivka | April 1, 2001

With the growth of the global economy, public awareness of differences between nations' environmental programs spurred the development of an international standard for environmental sensitivity. This article examines the ISO 14001 standard, certification, and scheduled revisions.