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Workers Compensation Issues

Return to Work—A Forgotten Aspect of Workers Compensation

Jim Pocius | January 1, 2002

Jim Pocius examines trends and case law involving returning injured workers to productive lives after industrial injuries, and the importance of doing so for both employers and claimants.

Additional Insured Issues

Can an Indemnity Agreement Determine Who's Primary and Who's Excess?

Joseph Postel | January 1, 2002

Joe Postel explains that the answer is simple: not unless the indemnitee has a judgment for indemnity against the indemnitor, citing a recent California Court of Appeal case.

Construction Safety

Site Assessments: Conducting a Site Assessment—Part 3

Ron Prichard | January 1, 2002

In this, the third of a four-part series, Ron Prichard discusses how to tackle the task of gaining information about a construction site by actually going on-site and determining what those working on-site think of the project and its progress.

Construction Defect Coverage

Full Circle Regression: the New ISO "Your Work" Endorsements

Patrick Wielinski | January 1, 2002

In December, ISO issued two new endorsements for contractors' CGL policies eliminating coverage for property damage arising out of their subcontractors' defective work. Pat Wielinski examines the history and explains the problem.

Design and Professional Liability

Architects and "Design and Construct" Liability under the Americans with Disabilities Act

Kenneth Slavens | December 8, 2001

Another federal court of appeals has weighed in on the applicability of the ADA to design professions. Ken Slavens explains how the ADA liability exposure of a building designer depends on where the project is located, until a higher court rules on the issue.

Workers Compensation Issues

The Continuing Impact of September 11 on Workers Compensation

Christine Fuge | December 1, 2001

It's been over 90 days since the attacks, and resulting WC payments are estimated to be over $4 billion. This article updates how the various state and insurance regulators are responding.

Workers Compensation Issues

Three Management Processes that Help Reduce Workers Compensation Cost

Martin McGavin | December 1, 2001

The involvement of operations managers in the workers compensation cost control effort is vital to its success. Martin McGavin explains how measurement, cost allocation, and providing management information can assure their involvement and an environment where cost containment is an expected part of every operations manager's job.

Property Insurance

When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?

Douglas Berry | December 1, 2001

In this article, Doug Berry summarizes the insurance law cases addressing the question of what is and is not a roof under property insurance policies.

Risk Financing Info

Financial Lines—The New ART Frontier

Brent Clark | December 1, 2001

Brent Clark explains how the blending of classic financial guarantee and surety markets with the alternative risk transfer ART field is resulting in the creation of a market willing to take a customized, problem solving approach to unique risk financing problems.

Construction Safety

Initial Assessment Site Assessments—Part 2

Ron Prichard | December 1, 2001

In this article, Ron Prichard examines the questions that need to be asked during an initial construction site assessment to determine how the site is meeting both safety and development goals.