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Personal Lines Insurance

Credit-Based Insurance Scoring: A Simmering Debate

Robin Olson | March 1, 2002

With consumer groups squarely and vehemently lined up against the insurers, and regulators caught in the middle, compromises on this issue are virtually assured.

Reinsurance

Sorting Out the Reinsurance Contract Morass

Larry Schiffer | March 1, 2002

Reinsurance terminology, like technical terms in other industries, seems unintelligible at first glance. In this article, Larry Schiffer defines the terms and their usage for the uninitiated.

Intellectual Property

Anything You Say (or Do) Can and Will Be Held against You in a Court of Law

Sanford Warren | March 1, 2002

In this article, Sanford Warren informs readers of some of the potential pitfalls that await the patent holder along the road from first conception of the invention to final expiration of the patent.

Environmental

The Pitfalls of Accepting Contaminated Fill

Jeff Slivka | March 1, 2002

What happens when an earthwork contractor accepts fill material at the site to establish proper elevations only to discover later that the "clean fill" is anything but? Jeff Slivka provides ways to control the exposure.

Professional, D and O, and Fiduciary Liability

Does the Discovery Provision Apply during the Extended Reporting Period?

Robert Bregman | March 1, 2002

Bob Bregman examines whether the policy's discovery provision is operative during the time period covered by the ERP.

Writing Tips for Insurance Professionals

Seven Tips for Improving Your Loss Control Documents

Gary Blake | March 1, 2002

An organization's most valuable asset is the personal information about and trust of its customers. The Privacy Council explains how a security plan and other safeguards are crucial.

Risk Financing Info

SPEs: A Post-"Enron" Perspective

Brent Clark | March 1, 2002

Brent Clark explains that special purpose entities/vehicles are not inherently evil but are a prevalent and potentially useful tool in modern corporate finance.

Construction Defect Coverage

Policy Modifications and Endorsements Relating to Liability Insurance Coverage for Mold

Patrick Wielinski | March 1, 2002

Discover how policy modifications and endorsements impact liability insurance coverage for mold, enabling you to navigate the complexities of insurance claims and litigation.

Workers Compensation Issues

Achieving Workers Compensation Savings through Medical Bill Repricing

Martin McGavin | February 9, 2002

Medical bill repricing leads to legitimate and real workers compensation savings, but it does have its drawbacks. Martin McGavin examines the process, including its strengths and weaknesses.

Terrorism Risk Management and Insurance

The ISO Terrorism Exclusions: Background and Analysis

Jeffrey Woodward | February 1, 2002

Explore the intricacies of ISO terrorism exclusions with IRMI's comprehensive analysis, detailing the evolution, specific exclusions, and regulatory responses across various states.

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