IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Litigation Management

How To Overhaul Your Panel Counsel Network

Michael Boutot | May 1, 2003

Michael Boutot discusses how to tune up your litigation management program by selecting a panel of law firms that will work with you to reduce and control legal costs.

Design and Professional Liability

The Ability To Disclaim Liability Resulting from Inspection Duties

Kenneth Slavens | May 1, 2003

Through the examination of case law, Ken Slavens reveals judicial support for the argument that the risk the design professional assumes by inspection or observation can be limited by contract.

Market Practices

Binders and Confirmation

Peter Polstein | May 1, 2003

Peter Polstein discusses insurance binders and why the placing agent or broker must make absolutely certain that all parties fully understand the coverage ramifications.

Construction Defect Coverage

The Myth of "Third-Party" Property Damage

Patrick Wielinski | May 1, 2003

Pat Wielinski discusses the varying judicial application of standardized CGL definitions to claims involving defective work, and the coverage myths that have arisen as a result.

Professional, D and O, and Fiduciary Liability

Policy Limitations on Coverage: A D&O Trend in a Hard Market

John Black | April 1, 2003

D&O insurers appear to be denying coverage more frequently now than in the soft market, relying on the personal profit, fortuity, and insurable loss arguments. John Black Jr. examines the recent case law.

Environmental

Insured Fixed-Price Contracts as a Means to Quantify Costs and Obtain Funds to Clean Up Contaminated Sites: the Kenosha Model

Michael Hill | April 1, 2003

Using the Kenosha model, Michael O. Hill discusses why insured fixed-price contracts (IFCs) are often the best way to quantify and obtain cleanup funds.

Surety

Subdivision/Improvement Bonds

Rolf Neuschaefer | April 1, 2003

Learn how subdivision/improvement bonds provide financial security for property owners and developers, ensuring the completion of essential infrastructure improvements. Rolf Neuschaefer explains.

Workers Compensation Issues

Illegal Employment Contracts Will Not Protect Employer with Regard to Compensability of Workers Compensation Injuries

Jim Pocius | April 1, 2003

Jim Pocius examines situations where employers have attempted to limit workers compensation benefits to their employees, and the courts' response.

Construction Safety

On the Trail of Truth: Conducting an Accident Investigation

Ron Prichard | April 1, 2003

In this article, Ron Prichard explains the stages of a construction accident investigation, organizing and managing the process, and acquiring needed data.

Drafting and Interpreting Policies

A Vote Against Broker-Drafted Manuscript Policies (in Most Cases)

Kenneth Wollner | April 1, 2003

Ken Wollner explains why he believes manuscript wording should be used only to the extent necessary to achieve an important risk management objective.

IRMI Online