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Liability Insurance

Known Injury or Damage

Craig Stanovich | October 1, 2003

Craig Stanovich looks at the history behind the provision that coverage ceases for all subsequent CGL policies once certain insureds learn of any continuing injury or damage.

Captives

Another Kind of Captive Growth: Risk Retention Groups Increase

Michael R. Mead | October 1, 2003

Abandoned in the soft market, risk retention groups (RRGs) are on the rise, offering form, rate, claims, taxation, and admitted paper benefits. Michael Mead discusses the opportunities and challenges.

Catastrophe Risk Management

Performance Based Seismic Design

Nathan Gould | October 1, 2003

Dr. Nathan Gould explains Performance Based Seismic Design—what it is, how it works, and why it is the seismic design methodology of the future.

Internal Controls

Embedding Risk Management: Easier, Faster, Better

Matthew Leitch | October 1, 2003

Risk management workshops, while touted as good practice, often fail to motivate employees to truly reduce risk. Matthew Leitch explains how the process of embedding can make a real impact.

Political Risk

The Role of ADB and Multilateral Development Banks in Addressing Political Risk in Asia

Daniel Wagner | October 1, 2003

Today, it is difficult to tell the difference between "perceived" and "real" political risk, and investors are wary. Daniel Wagner explains how development banks can support access to trade finance.

Personal Risk Management

Family Disaster Planning—10 Key Ingredients

Robin Olson | September 20, 2003

Disaster can strike when you're at home, work, school, or in the car. Develop a family disaster plan, communicate it, and stay vigilant.

Claims Practices

Why Insurance Fraud Succeeds

Barry Zalma | September 1, 2003

The trend to reduce legal costs through litigation management can result in inferior service and greater indemnity payments. Barry Zalma explains.

Mediation

Apology in Mediation: Sorry To Say, It's Much Overrated

Jeff Kichaven | September 1, 2003

Jeff Kichaven explains how far a simple apology—without admission of liability or fault—can go to ease tension and promote goodwill in a mediation or negotiation setting.

Enterprise Risk Management

Practical ERM Applications: Risk Integration

Jerry Miccolis | September 1, 2003

In his enterprise risk management column, Jerry Miccolis explains how to model the integration of risks from various sources, using the insurance industry as an example.

Workplace Violence Prevention

A Workplace Violence Prevention Program—An Investment with a Great Yield

James Madero | September 1, 2003

This summer, a number of preventable homicides occurred in American workplaces Dr James Madero offers compelling reasons for workplace violence prevention programs.

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