Expert Commentary

Captives

Captive Underwriting Profits without Third-Party Business

Donald Riggin | February 1, 2010

Don Riggin shows how a single-parent captive can reduce expenses and convert some of it into underwriting income.

Reinsurance

In Defense of Reinsurance

Larry Schiffer | January 15, 2010

Bashing reinsurers seems popular today, but Larry Schiffer explains their importance to the economy.

Learning Agility: The Leadership Skill for a Moving Target

Corbette Doyle | January 8, 2010

Long-term success as a leader seems to depend largely on a readiness and ability to learn. Corbette Doyle explains.

Personal Lines Claims

The Art of Strategic Negotiation

Elise Farnham | January 1, 2010

Becoming a skilled negotiator is vital to claims adjusters. Elise Farnham provides tips.

Personal Risk Management

Personal Risk Management—An Alternative to Insurance as Usual

Jack Hungelmann | January 1, 2010

Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.

Property Insurance

Property Insurance Resolutions for 2010

William Austin | January 1, 2010

William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.

Liability Insurance

A High-Level View of the CGL Policy

Craig Stanovich | January 1, 2010

A plain, straightforward explanation of certain portions of the CGL policy provided by Craig Stanovich.

Environmental

Green Building Projects and Environmental Risk

Jeff Slivka | January 1, 2010

Calling a property or structure green doesn't mean it's free of environmental liability, warns Jeff Slivka.

Environmental

CGL Pollution Exclusion Bars Coverage for Injury from Carbon Monoxide Released from Heater

Kent Holland | December 1, 2009

The Fifth Circuit upholds the exclusion where fumes from a heater caused birth defects. Kent Holland relates the case.

Claims Management

Reduce Claims To Improve WC Mod

December 1, 2009

Manage workers compensation experience rating plans to curb expenses, per David Ackerman.