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Captives

Direct Procurement Revisited

Michael R. Mead | April 1, 2010

Captives: Learn the laws both where you do business and where you issue evidence of coverage, advises Michael Mead.

Personal Risk Management

Reducing Umbrella Risks by Having One Agent

Jack Hungelmann | March 1, 2010

Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.

Reinsurance

Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent

Larry Schiffer | March 1, 2010

Courts carefully analyze whether a notice provision is indeed a condition precedent. Larry Schiffer reviews the case law.

Courts and Coverage

Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention

Richard Scislowski | March 1, 2010

Only defense costs paid by named insured satisfy the self-insured retention.

Claims Management

Litigation Management—Crucial but Confusing

February 1, 2010

Litigation is expensive. Glenn Brown explains how to manage costs.

Liability Insurance

Lowered Expectation: How Courts Treat Expected Injury Exclusions

Steven Rawls | February 1, 2010

Courts struggle to differentiate between expected and intended injury, per Steven Rawls.

Employment Practices

Ninth Circuit Rejects EEOC Guidance: No Compensatory/Punitive Damages for ADA Retaliation Claims

Paul Siegel | February 1, 2010

Paul Siegel explains a recent ruling disallowing compensatory and punitive damages for ADA retaliation claims.

Time Element

Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?

Michael Speer | February 1, 2010

After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.

Political Risk

Expropriation: Pakistan's Message to Foreign Investors

Daniel Wagner | February 1, 2010

As in Pakistan, Daniel Wagner cautions, governments can take action that is contrary to investors' interests at any time.

Claims Practices

Legitimate Loss Becomes a Crime When Insured Lies

Barry Zalma | February 1, 2010

Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.

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