Category Focus
Claims, Case Law, Legal

Commercial Auto

Commercial Liability

Commercial Property

COVID-19

MultiLine

Personal Lines and Small Business
Risk Financing and Captives

Risk Management

Specialty Lines

Workers Compensation

White Papers

Free Articles

Videos
Industry Focus
Agribusiness Industry

Construction Industry

Energy Industry
Transportation Industry

Insurance Industry
Conferences
Agribusiness Conference

Construction Risk Conference

Energy Risk and Insurance Conference
Transportation Risk Conference

Sessions On Demand
Insurance Education
Certifications

Agribusiness and Farm Insurance Specialist

Construction Risk and Insurance Specialist

Energy Risk and Insurance Specialist

Management Liability Insurance Specialist
Manufacturing Risk and Insurance Specialist

Transportation Risk and Insurance Professional

Continuing Education

Insurance Industry Training

IRMI Webinars
Subscribe
Plans and Pricing

Catalog

Request a Demo

IRMI Tutorials

Product Updates

Enterprise Subscriptions
Free Newsletters

White Papers

Product Tour

Podcast

How-To Videos
About IRMI
Our Mission

Our Story

Our Team

Our Brands
Press Releases

Careers

Contact Us

Advertise
Glossary
Terms
Acronyms
Membership
IRMI Webinars

Newsletters
White Papers

Join for Free

Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Courts and Coverage

Even More Confusion Regarding the "Damage to Property" Exclusion

David Knapp | June 7, 2024

David Knapp relates decisions by the Eleventh Circuit Court of Appeals that only add to the confusion.

Design and Professional Liability

Architect's Good Faith Avoids Tortious Interference Claim

Kenneth Slavens | June 7, 2024

While the court held for the architect, Ken Slavens examines the flawed analysis and how the suit could have been avoided.

Cyber and Privacy Risk and Insurance

New Jersey Privacy Law: Exceptions

Melissa Krasnow | May 31, 2024

In the final article of the series, Melissa Krasnow identifies the exceptions to the law.

Cyber and Privacy Risk and Insurance

New Jersey Privacy Law: Notices, Controllers and Processors, and Enforcement

Melissa Krasnow | May 30, 2024

Looking deeper into the New Jersey privacy law, Melissa Krasnow examines aspects applicable to consumers' personal data.

Cyber and Privacy Risk and Insurance

New Jersey Privacy Law: Application, Definitions, and Consumer Rights

Melissa Krasnow | May 29, 2024

In this three-part series, Melissa Krasnow discusses details of the New Jersey data privacy and security law.

Catastrophe Risk Management

Collaborating To Prevent, Prepare for, and Recover from Wildfires

John E Putnam | May 17, 2024

John Putnam examines the importance of grassroots strategies to address the risk of wildfires, including bringing stakeholders and agencies with wildfire experience together to combat the problem.

Design and Professional Liability

No Expertise, No Testimony on Architect's Standard of Care

Kenneth Slavens | May 17, 2024

Relating a recent design liability case, Ken Slavens stresses the importance of making sure your expert truly is one when testifying on your behalf.

Healthcare Professional Liability Insurance

London (Still) Calling for US Healthcare Risks

Charles Kolodkin | May 9, 2024

Charles Kolodkin provides an update on the London healthcare professional liability insurance market.

Actuarial

The Law of Large Numbers

Gordon Thompson | May 3, 2024

Gordon Thompson reviews the underlying risk theories that support risk diversification by volume and by time, providing numerical examples.

Captives

Risk Distribution: A History and the Law of Large Numbers Fallacy

Hale Stewart | May 2, 2024

Hale Stewart examines the origins of risk distribution and why the law of large numbers doesn't apply to insurance in the manner understood by the courts.