Expert Commentary

Latest Articles

Environmental

Hidden Environmental Exposures of the Construction Industry

Jeff Slivka | March 1, 2000

Discover how contractors can navigate and manage environmental risks in the construction industry, avoiding costly liabilities and fostering safer operations.

Property Insurance

Closing the Gap in Florida Windstorm Coverage

Douglas Berry | March 1, 2000

A number of all-risk insurers have used their wind and hail exclusions to deny claims for interior water damage where there was no apparent opening caused by damage to the walls or roof. Doug Berry examines this coverage gap and efforts by the Florida Department of Insurance to close it.

Professional, D and O, and Fiduciary Liability

Key Coverage Options under Employment Practices Liability Policies

Robert Bregman | March 1, 2000

Bob Bregman provides the six key options that any purchaser of employment practices liability insurance (EPLI) policies should consider before buying coverage.

Political Risk

Russia in 2000: the Implications of Political Change in the New Millennium

Daniel Wagner | March 1, 2000

The implications of political change in Russia in the coming decade are profound, and the stakes are high. Daniel Wagner examines the political climate in Russia as a new president takes power.

Construction Defect Coverage

The Changing Landscape of Coverage Disputes over Defective Work Claims

Patrick Wielinski | March 1, 2000

Patrick Wielinski reviews the move away from using the traditional property damage exclusions as a basis to deny coverage for defective work claims to using the definitions of "occurrence" and "property damage," together with the insuring agreement.

Liability Insurance

The 1999 CGL Insuring Agreement: ISO's "Montrose Endorsement"

Jeffrey Woodward | March 1, 2000

Discover how the 1999 CGL insuring agreement and ISO's "Montrose Endorsement" impact coverage in light of "known loss" issues and judicial developments.

Reinsurance

Reinsurance Matters

Larry Schiffer | March 1, 2000

The quality of the reinsurance security purchased by the direct insurer is what helps to ensure that losses will be paid. Larry Schiffer looks at the reinsurance function, relationship, claims services, and fronting arrangements.