Expert Commentary

Latest Articles

Equipment Theft Prevention

Heavy Equipment Theft and Solutions—Part 1

David Shillingford | May 1, 2002

In this first of four articles, David Shillingford addresses the size and nature of the equipment theft problem and how to align prevention with business goals and the function of management.

Employment Practices

Supreme Court Holds ADA Doesn't Require Employer To Violate Its Seniority Policy

Paul Siegel | May 1, 2002

Paul Siegel explains the recent U.S. Supreme Court ruling that the Americans With Disabilities Act does not require an employer to violate a seniority-based system to transfer a disabled employee to another position as a reasonable accommodation.

Captives

Captive Structures

Michael R. Mead | April 1, 2002

There are many different structures for a captive insurance company. Michael Mead discusses the most common structures and their potential uses.

Surety

Roles and Responsibilities: A Delicate Balance

Rolf Neuschaefer | April 1, 2002

Rolf Neuschaefer explores the roles and responsibilities of the principal or client, the surety, and the agent/broker in procuring corporate surety bonds.

Quantitative Methods

Measuring and Managing Operational Risks

Samir Shah | April 1, 2002

Measuring and managing operational risks of enterprise risk management.

Professional, D and O, and Fiduciary Liability

Bankruptcy and the Insured versus Insured Exclusion

Robert Suomala | April 1, 2002

Robert Suomala examines litigation surrounding the insured versus insured exclusion in D&O policies and claims by a trustee, receiver, or other official of an insured corporation in bankruptcy.

Drafting and Interpreting Policies

Public Policy and D&O Insurance

Kenneth Wollner | April 1, 2002

In his Drafting and Interpreting Insurance Policies column, Ken Wollner looks at a new California court case examining D&O conduct exclusions.

Catastrophe Risk Management

Managing Earthquake Risk

Ronald Hamburger | March 9, 2002

Since September 11, risk managers have focused on man-made risk. However, Ron Hamburger explains the greater danger of natural catastrophes, particularly earthquakes, and how their risk should be assessed and handled.

Writing Tips for Insurance Professionals

Seven Tips for Improving Your Loss Control Documents

Gary Blake | March 1, 2002

An organization's most valuable asset is the personal information about and trust of its customers. The Privacy Council explains how a security plan and other safeguards are crucial.