Expert Commentary
Latest Articles
Personal Lines Claims
Residential Water Claims
George Epps | July 1, 2004
George Epps takes a look at residential water claims—what causes them, how repairs are handled, and why restoration contractors are often necessary.
Cyber and Privacy Risk and Insurance
Indemnity and Insurance Provisions in E-Business Contracts
Michael A. Rossi | July 1, 2004
Mike Rossi explains the impact of e-business activities on legal liability and first-party risks and identifies some of the ways these risks can be managed through indemnity and insurance provisions.
Additional Insured Issues
How Will Courts Construe ISO's New Additional Insured Endorsements?
Joseph Postel | July 1, 2004
While the new Insurance Services Office additional insured forms have been filed, how courts will rule on the coverage changes is anyone's guess. Joe Postel provides an educated prediction.
Claims Practices
Stacking Insurance Limits
Barry Zalma | July 1, 2004
Barry Zalma explains why it is essential to examine the law of the jurisdiction relating to stacking of policy limits and self-insured retentions before making a decision on how to handle a claim.
Reinsurance
Insurer Insolvency and Reinsurance
Larry Schiffer | July 1, 2004
What happens to the reinsurance covering insurance policies when the insurer goes insolvent? Larry Schiffer discusses the issues, including recent case law.
Design and Professional Liability
Making the Most of Standard Indemnity Clauses
Kenneth Slavens | June 19, 2004
Ken Slavens relates the case of Nusbaum v. The City of Kansas City and the Missouri Supreme Court's application of indemnification clauses found in AIA documents.
Cyber and Privacy Risk and Insurance
Protecting Data Assets: Not Just a Cyberspace Issue
Gary Clayton | June 1, 2004
An organization's most valuable asset is the personal information about and trust of its customers. Gary Clayton explains how a security plan and other safeguards are crucial.
Internal Controls
Risk Management versus Internal Control
Matthew Leitch | June 1, 2004
If auditors want to adopt the corporate risk register as the basis of their audit planning, they need to adapt their approach in several ways. Matthew Leitch explains.
Workplace Violence Prevention
Preemployment Screening and Workplace Violence Prevention
James Madero | June 1, 2004
Dr. James Madero discusses how preemployment screening, such as background checks and drug testing, helps prevent workplace violence and costly hiring mistakes.
Continuous Performance Improvement
Deming's Points #2 and #3 as Applied to the Insurance Industry
John Pryor | June 1, 2004
John Pryor discusses W. Edwards Deming's principles of "adopt the new philosophy" and "cease dependence on mass inspection," along with real-world examples.
Cyber and Privacy Risk and Insurance
Indemnity and Insurance Provisions in E-Business Contracts
Michael A. Rossi | July 1, 2004
Additional Insured Issues
How Will Courts Construe ISO's New Additional Insured Endorsements?
Joseph Postel | July 1, 2004
Design and Professional Liability
Making the Most of Standard Indemnity Clauses
Kenneth Slavens | June 19, 2004
Cyber and Privacy Risk and Insurance
Protecting Data Assets: Not Just a Cyberspace Issue
Gary Clayton | June 1, 2004
Workplace Violence Prevention
Preemployment Screening and Workplace Violence Prevention
James Madero | June 1, 2004
Continuous Performance Improvement
Deming's Points #2 and #3 as Applied to the Insurance Industry
John Pryor | June 1, 2004
