Access IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Reinsurance

Who Owes Whom? Understanding Setoffs in Reinsurance

Larry Schiffer | March 1, 2003

There are many situations in reinsurance relationships where the concept of setoff may apply. Larry Schiffer explains the right, its origins, and its application.

Political Risk

Terrorism's Impact on International Relations

Daniel Wagner | March 1, 2003

Wagner discusses how the war on terrorism has changed our world and the impact that unpredictability of future events has on global politics and economics.

Workers Compensation Issues

The Impact of TRIA on Workers Compensation Insurance

Christine Fuge | February 18, 2003

With the passage of the Terrorism Risk Insurance Act of 2002, the landscape of workers compensation insurance has been forever altered. IRMI assesses the ramifications.

Writing Tips for Insurance Professionals

"Never End a Sentence in a Preposition" and Six Other Myths about Writing

Gary Blake | February 8, 2003

In this article, Gary Blake discusses seven 'rules' that insurance claims people must occasionally break to make their communications supple and effective.

Surety

Can a Surety Enforce the Automatic Stay in the Principal's Bankruptcy?

Marilyn Klinger | February 1, 2003

Where a contract has not been terminated prior to the bankruptcy, a surety has standing to enforce the automatic stay against the owner. Marilyn Klinger discusses the factors that can affect recovery.

Market Practices

Considering Alternative Risk Transfer

Peter Polstein | February 1, 2003

Peter Polstein examines the use of deductibles and self-insured retentions to help with the rising costs of insurance premiums.

Employment Practices

The Dangers of "Post-Injury" Drug and Alcohol Testing

Paul Siegel | February 1, 2003

Paul Siegel explains why, due to recent case law, employers should be wary of conducting automatic testing based on an employee work-related injury.

Cyber and Privacy Risk and Insurance

The Growing Privacy Risk and the Insurance Industry

Gary Clayton | February 1, 2003

Privacy is quickly becoming a growing concern to risk managers and the insurance industry. Gary Clayton asks, "Are you prepared?"

Catastrophe Risk Management

Earthquake Performance of Nonstructural Components

Nathan Gould | January 11, 2003

Nathan Gould discusses the critical impact of nonstructural components' performance during earthquakes, emphasizing the importance of stringent design requirements in building codes.

Maritime Law

Maritime Pollution: Mixing OPA and CERCLA Makes for Foul Waters

Michael Orlando | January 11, 2003

The interaction between the Oil Protection Act and the Comprehensive Environmental Response, Compensation, and Liability Act over an Oil Spill Liability Trust Fund recovery can be muddy. Michael Orlando explains.

Access IRMI Online