Expert Commentary
Latest Articles
Wrap-Up Programs
Have You Thought about a Contractor Controlled Insurance Program?
Richard Resnick | January 1, 2005
Which is preferable, a contractor controlled insurance program or an owner controlled program? Richard Resnick provides some objective reasoning toward CCIPs.
Current Trends and Issues
Who Really Lives (or Doesn't) in Your Household?
Tim Ryles | January 1, 2005
Determining residency in a blended-family society is a moving target for insurers and insureds. Tim Ryles looks at the meaning of "resident" in homeowners policies and court interpretations.
Courts and Coverage
Is Seller's Failure to Disclose Known Defects to Buyers a Covered "Occurrence"?
Richard Valentino | January 1, 2005
Richard Valentino and Michael Resis examine cases illustrating the different approaches taken by courts on homeowners' coverage for claims arising from the sale of homes with latent defects.
Catastrophe Risk Management
Understanding the Vulnerability of Hospitals to Natural Disasters
Nathan Gould | December 1, 2004
If risks posed by natural hazards are not properly addressed, hospitals may themselves become victims of the disaster. James Bailey and Nathan Gould explain.
Reinsurance
The Naked Truth—The Reinsurer's Right to Information
Larry Schiffer | December 1, 2004
Access to records clauses grant reinsurers the right to inspect the ceding company's records. Larry Schiffer examines their enforceability and scope.
Employment Practices
An Imperative for Employers Everywhere: California Enacts Sexual Harassment Training Statute
Paul Siegel | December 1, 2004
California Enacts Sexual Harassment Training Statute. A new law dictates that employers provide a harassment-free workplace and have the legal duty to prevent the misconduct and remedy its consequences. Paul Siegel explains.
Liability Insurance
CGL—Covered Locations
Craig Stanovich | December 1, 2004
The CGL policy is subject to its actual terms and conditions, including the policy territory. Craig Stanovich takes a look at the many facets of what constitutes "covered locations."
Claims Practices
Fraudulent Application Can Haunt the Broker
Barry Zalma | December 1, 2004
Barry Zalma discusses a recent California case holding that if the broker knew the application contained false information, it can be held liable to the insurer for resulting damages.
Maritime Law
Enforcement of Federal Law on Foreign-Flagged Ships in U.S. Waters
Michael Orlando | November 13, 2004
Does the Americans With Disabilities Act apply to foreign cruise ships when in U.S. waters? The Fifth and Eleventh Circuits disagree. Michael Orlando explains.
Litigation Management
Litigation Management—Proactive or Reactive Budgeting?
Michael Boutot | November 1, 2004
Budgeting can be a very valuable tool if done in a proactive mindset, yet keeping past mistakes in mind. Michael Boutot explains the goals and pitfalls.
Wrap-Up Programs
Have You Thought about a Contractor Controlled Insurance Program?
Richard Resnick | January 1, 2005
Current Trends and Issues
Who Really Lives (or Doesn't) in Your Household?
Tim Ryles | January 1, 2005
Courts and Coverage
Is Seller's Failure to Disclose Known Defects to Buyers a Covered "Occurrence"?
Richard Valentino | January 1, 2005
Catastrophe Risk Management
Understanding the Vulnerability of Hospitals to Natural Disasters
Nathan Gould | December 1, 2004
Employment Practices
An Imperative for Employers Everywhere: California Enacts Sexual Harassment Training Statute
Paul Siegel | December 1, 2004
Maritime Law
Enforcement of Federal Law on Foreign-Flagged Ships in U.S. Waters
Michael Orlando | November 13, 2004
Litigation Management
Litigation Management—Proactive or Reactive Budgeting?
Michael Boutot | November 1, 2004
